Lenders › New Day Financial, LLC. › Idaho
New Day Financial, LLC. in Idaho
HMDA record for properties in Idaho, calendar year 2024. National record · Idaho overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
New Day Financial, LLC.'s 2024 HMDA record for Idaho covers 329 applications, 39 of them originated, worth $14m.
Its denial rate in the state was 59.1%, above the Idaho rate of 19.4% across all lenders and compared with the lender's national rate of 58.5%.
The median rate spread on its Idaho originations was 1.4 percentage points (state median 0.3).
Applications in the state were up 31% on 2023.
Compared with the state and the lender's national record
| Measure | In Idaho | Idaho, all lenders | New Day Financial, LLC., all states | United States |
|---|---|---|---|---|
| Denial rate | 59.1% | 19.4% | 58.5% | 24.3% |
| Median rate spread, pp | 1.4 | 0.3 | 1.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 38.5% | 15.9% | 44.5% | 15.6% |
| Average originated loan | $349k | $314k | $267k | $329k |
| Home purchase share | 12.8% | 54.0% | 6.2% | 57.0% |
| FHA-insured share | 2.6% | 12.5% | 2.4% | 13.4% |
| VA-guaranteed share | 97.4% | 8.0% | 97.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIdaho, all lenders
Loan purpose and loan type in Idaho
By purpose
Home purchase 13% (5)Refinancing 10% (4)Cash-out refinancing 74% (29)Other purpose 3% (1)
By type
Denial reasons as coded
Share of 68 denials in Idaho by first denial reason coded (outlined bar: all lenders in the state).
Counties in Idaho
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Bonneville County | 25 | 5 | $1.9m | — |
| Ada County | 50 | 4 | $1.5m | — |
| Kootenai County | 25 | 3 | $1.1m | — |
| Canyon County | 48 | 2 | $600k | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did New Day Financial, LLC. originate in Idaho in 2024?
39 loans totalling $14m, from 329 applications reported for properties in Idaho.
What is New Day Financial, LLC.'s denial rate in Idaho?
59.1% of decided applications in Idaho were denied, against 19.4% for all lenders in the state and 58.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Idaho counties does New Day Financial, LLC. lend in most?
By originations: Bonneville County (5), Ada County (4), Kootenai County (3), Canyon County (2).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Idaho. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.