Lender Register

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Wrangell City and Borough, Alaska

Mortgage lending record for properties in the county, calendar year 2024.

FIPS 02275
Households 976
Population 2,064

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Wrangell City and Borough, Alaska, saw 12 HMDA-reported applications and 6 originations ($1.9m) in 2024.

That is 6.1 originations per 1,000 households, against 39.2 for Alaska and 48.0 nationally.

Rates are withheld: fewer than 25 applications.

Originations were up 100% on 2023.

12applications, 2024
6loans originated$1.9m
—denial rateAK 19.9% · US 24.3%
6.1originations per 1,000 householdsAK 39.2 · US 48.0

Most active lenders

No lender reaches 25 applications in the county.

Compared with Alaska and the nation

MeasureThis countyAlaskaUnited States
Denial rate—19.9%24.3%
Median rate spread, pp—0.10.3
Originations with spread of 1.5 pp or more—11.2%15.6%
Average originated loan—$333k$329k
Originations per 1,000 households6.139.248.0
Home purchase share of originations—67.4%57.0%
FHA-insured share—12.3%13.4%
VA-guaranteed share—24.5%7.9%

Rate spread distribution

Withheld: fewer than 25 applications.

Loan purpose and loan type

Loan mix withheld: fewer than 25 applications.

Trend by year

ApplicationsOriginations

011222022: 22 Applications2023: 9 Applications2024: 12 Applications2022: 14 Originations2023: 3 Originations2024: 6 Originations202220232024
Applications and originations in Wrangell City and Borough, 2022–2024

This countyAlaska

0%10.1%20.1%202220232024
Denial rate by year, state rate dashed

Questions and answers

Which lenders are most active in Wrangell City and Borough, AK?

No lender reaches 25 applications in the county.

What is the mortgage denial rate in Wrangell City and Borough?

Withheld: fewer than 25 applications.

How many mortgages were originated in Wrangell City and Borough in 2024?

6 loans totalling $1.9m, from 12 applications; 6.1 originations per 1,000 households.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), by property county; households from the Census Bureau American Community Survey 2024 five-year estimates.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records with a property in county FIPS 02275; households and population from the U.S. Census Bureau (ACS 2024 five-year estimates; Vintage 2024 population estimates). Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.