Lender Register

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Tensas Parish, Louisiana

Mortgage lending record for properties in the county, calendar year 2024.

FIPS 22107
Households 1,578
Population 3,844

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Tensas Parish, Louisiana, saw 59 HMDA-reported applications and 21 originations ($4.7m) in 2024.

That is 13.3 originations per 1,000 households, against 34.6 for Louisiana and 48.0 nationally.

The county's denial rate was 40.5%, above the state rate of 30.2%.

Originations were up 24% on 2023.

59applications, 2024
21loans originated$4.7m
40.5%denial rateLA 30.2% · US 24.3%
13.3originations per 1,000 householdsLA 34.6 · US 48.0

Most active lenders

No lender reaches 25 applications in the county.

Compared with Louisiana and the nation

MeasureThis countyLouisianaUnited States
Denial rate40.5%30.2%24.3%
Median rate spread, pp—0.40.3
Originations with spread of 1.5 pp or more—17.0%15.6%
Average originated loan—$234k$329k
Originations per 1,000 households13.334.648.0
Home purchase share of originations52.4%63.7%57.0%
FHA-insured share19.0%20.7%13.4%
VA-guaranteed share4.8%9.3%7.9%

Rate spread distribution

Withheld: fewer than 25 applications.

Loan purpose and loan type

By purpose

Home purchase 52% (11)Refinancing 33% (7)Cash-out refinancing 14% (3)

By type

Conventional 76% (16)FHA 19% (4)VA 5% (1)

Trend by year

ApplicationsOriginations

043862022: 86 Applications2023: 56 Applications2024: 59 Applications2022: 41 Originations2023: 17 Originations2024: 21 Originations202220232024
Applications and originations in Tensas Parish, 2022–2024

This countyLouisiana

0%30.4%60.9%2022: 33.3% This county2023: 60.9% This county2024: 40.5% This county202220232024
Denial rate by year, state rate dashed

Questions and answers

Which lenders are most active in Tensas Parish, LA?

No lender reaches 25 applications in the county.

What is the mortgage denial rate in Tensas Parish?

40.5% of decided applications were denied in 2024, against 30.2% across Louisiana and 24.3% nationally.

How many mortgages were originated in Tensas Parish in 2024?

21 loans totalling $4.7m, from 59 applications; 13.3 originations per 1,000 households.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), by property county; households from the Census Bureau American Community Survey 2024 five-year estimates.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records with a property in county FIPS 22107; households and population from the U.S. Census Bureau (ACS 2024 five-year estimates; Vintage 2024 population estimates). Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.