Lender Register

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Keya Paha County, Nebraska

Mortgage lending record for properties in the county, calendar year 2024.

FIPS 31103
Households 302
Population 819

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Keya Paha County, Nebraska, saw 8 HMDA-reported applications and 4 originations ($1.6m) in 2024.

That is 13.2 originations per 1,000 households, against 48.1 for Nebraska and 48.0 nationally.

Rates are withheld: fewer than 25 applications.

8applications, 2024
4loans originated$1.6m
—denial rateNE 17.2% · US 24.3%
13.2originations per 1,000 householdsNE 48.1 · US 48.0

Most active lenders

No lender reaches 25 applications in the county.

Compared with Nebraska and the nation

MeasureThis countyNebraskaUnited States
Denial rate—17.2%24.3%
Median rate spread, pp—0.30.3
Originations with spread of 1.5 pp or more—13.8%15.6%
Average originated loan—$231k$329k
Originations per 1,000 households13.248.148.0
Home purchase share of originations—59.8%57.0%
FHA-insured share—10.4%13.4%
VA-guaranteed share—8.7%7.9%

Rate spread distribution

Withheld: fewer than 25 applications.

Loan purpose and loan type

Loan mix withheld: fewer than 25 applications.

Trend by year

ApplicationsOriginations

010202022: 20 Applications2023: 2 Applications2024: 8 Applications2022: 7 Originations2023: 0 Originations2024: 4 Originations202220232024
Applications and originations in Keya Paha County, 2022–2024

This countyNebraska

0%8.6%17.2%202220232024
Denial rate by year, state rate dashed

Questions and answers

Which lenders are most active in Keya Paha County, NE?

No lender reaches 25 applications in the county.

What is the mortgage denial rate in Keya Paha County?

Withheld: fewer than 25 applications.

How many mortgages were originated in Keya Paha County in 2024?

4 loans totalling $1.6m, from 8 applications; 13.2 originations per 1,000 households.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), by property county; households from the Census Bureau American Community Survey 2024 five-year estimates.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records with a property in county FIPS 31103; households and population from the U.S. Census Bureau (ACS 2024 five-year estimates; Vintage 2024 population estimates). Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.