Lender Register

States › Texas › Stonewall County

Stonewall County, Texas

Mortgage lending record for properties in the county, calendar year 2024.

FIPS 48433
Households 513
Population 1,235

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Lenders reported 29 mortgage applications in Stonewall County, Texas, for 2024, and originated 7 loans worth $875k.

That is 13.6 originations per 1,000 households, against 45.0 for Texas and 48.0 nationally.

Rates are withheld: fewer than 25 applications.

Originations were up 17% on 2023.

29applications, 2024
7loans originated$875k
—denial rateTX 26.0% · US 24.3%
13.6originations per 1,000 householdsTX 45.0 · US 48.0

Most active lenders

No lender reaches 25 applications in the county.

Compared with Texas and the nation

MeasureThis countyTexasUnited States
Denial rate—26.0%24.3%
Median rate spread, pp—0.20.3
Originations with spread of 1.5 pp or more—11.8%15.6%
Average originated loan—$350k$329k
Originations per 1,000 households13.645.048.0
Home purchase share of originations85.7%72.8%57.0%
FHA-insured share0.0%19.8%13.4%
VA-guaranteed share0.0%10.4%7.9%

Rate spread distribution

Withheld: fewer than 25 applications.

Loan purpose and loan type

By purpose

Home purchase 100% (6)

By type

Conventional 100% (7)

Trend by year

ApplicationsOriginations

014.5292022: 15 Applications2023: 14 Applications2024: 29 Applications2022: 7 Originations2023: 6 Originations2024: 7 Originations202220232024
Applications and originations in Stonewall County, 2022–2024

This countyTexas

0%13.9%27.9%202220232024
Denial rate by year, state rate dashed

Questions and answers

Which lenders are most active in Stonewall County, TX?

No lender reaches 25 applications in the county.

What is the mortgage denial rate in Stonewall County?

Withheld: fewer than 25 applications.

How many mortgages were originated in Stonewall County in 2024?

7 loans totalling $875k, from 29 applications; 13.6 originations per 1,000 households.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), by property county; households from the Census Bureau American Community Survey 2024 five-year estimates.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records with a property in county FIPS 48433; households and population from the U.S. Census Bureau (ACS 2024 five-year estimates; Vintage 2024 population estimates). Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.