Rails West FCU has fewer than 25 applications in the HMDA data of 2025. This site shows no figure for a cell with fewer than 25 applications.
The newest year with 25 applications or more is 2024. The page keeps its address, and search engines do not list it.
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on . The figures on this page are from the HMDA data of , the snapshot dataset.
No tracked figure of this lender has changed since this site started its record. The record compares each update of the HMDA data with the update before it. The record of updates.
| Year | Applications | Loans originated | Median interest rate | Median total loan costs | Denial rate | Records filed |
|---|---|---|---|---|---|---|
| 2025 | n/a | n/a | n/a | n/a | n/a | 24 |
| 2024 | 26 | 21 | n/a | n/a | n/a | 26 |
| 2023 | 32 | 26 | n/a | n/a | 10.3% | 32 |
| 2022 | 59 | 56 | 2.990% | $2,711 | 5.1% | 59 |
| 2021 | n/a | n/a | n/a | n/a | n/a | 41 |
| 2020 | n/a | n/a | n/a | n/a | n/a | 33 |
| 2019 | n/a | n/a | n/a | n/a | n/a | 42 |
| 2018 | n/a | n/a | n/a | n/a | n/a | 29 |
Records filed is the count on the lender's HMDA transmittal sheet. It includes purchased loans and requests for preapproval.
The figures come from the public HMDA loan/application register of 2022 to 2025. The count of records filed comes from the transmittal sheets of 2018 to 2025. The FFIEC and the CFPB publish them at ffiec.cfpb.gov. The name, the head office and the agency are from the newest transmittal sheet of the LEI.
This site withholds a figure with fewer than 25 applications and a median with fewer than 20 loans. Method of the figures. Terms. Report an error.