Lenders › Park City Credit Union › Wisconsin
Park City Credit Union in Wisconsin
HMDA record for properties in Wisconsin, calendar year 2024. National record · Wisconsin overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Wisconsin, Park City Credit Union reported 128 applications and 128 originations for 2024, $15m in all.
Its denial rate in the state was 0.0%, below the Wisconsin rate of 17.1% across all lenders and compared with the lender's national rate of 0.0%.
Applications in the state were up 8% on 2023.
Compared with the state and the lender's national record
| Measure | In Wisconsin | Wisconsin, all lenders | Park City Credit Union, all states | United States |
|---|---|---|---|---|
| Denial rate | 0.0% | 17.1% | 0.0% | 24.3% |
| Median rate spread, pp | — | 0.2 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 11.0% | — | 15.6% |
| Average originated loan | $118k | $223k | $118k | $329k |
| Home purchase share | 25.0% | 46.3% | 25.0% | 57.0% |
| FHA-insured share | 0.0% | 5.6% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 4.3% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWisconsin, all lenders
Loan purpose and loan type in Wisconsin
By purpose
Home purchase 25% (32)Home improvement 9% (12)Refinancing 5% (6)Cash-out refinancing 48% (62)Other purpose 13% (16)
By type
Conventional 100% (128)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Wisconsin
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Lincoln County | 56 | 56 | $5.3m | 0.0% |
| Oneida County | 43 | 43 | $5.6m | 0.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Park City Credit Union originate in Wisconsin in 2024?
128 loans totalling $15m, from 128 applications reported for properties in Wisconsin.
What is Park City Credit Union's denial rate in Wisconsin?
0.0% of decided applications in Wisconsin were denied, against 17.1% for all lenders in the state and 0.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Wisconsin counties does Park City Credit Union lend in most?
By originations: Lincoln County (56), Oneida County (43).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wisconsin. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.