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Town Square Mortgage & Investments LLC in Texas

HMDA record for properties in Texas, calendar year 2024. National record · Texas overview

LEI 254900AX110CHF6FVV28
Reporting agency Department of Housing and Urban Development
State Texas

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Town Square Mortgage & Investments LLC's 2024 HMDA record for Texas covers 262 applications, 128 of them originated, worth $39m.

Its denial rate in the state was 17.4%, below the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 18.1%.

The median rate spread on its Texas originations was 0.8 percentage points (state median 0.2).

Applications in the state were down 92% on 2023.

262applications in TX, 202491.9% of the lender's total
128loans originated$39m
17.4%denial rateTX all lenders 26.0%
0.8 ppmedian rate spreadTX 0.2 pp

Compared with the state and the lender's national record

MeasureIn TexasTexas, all lendersTown Square Mortgage & Investments LLC, all statesUnited States
Denial rate17.4%26.0%18.1%24.3%
Median rate spread, pp0.80.20.80.3
Originations with spread of 1.5 pp or more17.1%11.8%17.2%15.6%
Average originated loan$304k$350k$311k$329k
Home purchase share93.8%72.8%94.3%57.0%
FHA-insured share57.8%19.8%58.6%13.4%
VA-guaranteed share3.9%10.4%3.6%7.9%

Trend by year

ApplicationsOriginations

02,4774,9542022: 4,954 Applications2023: 3,336 Applications2024: 262 Applications2022: 2,455 Originations2023: 1,972 Originations2024: 128 Originations202220232024
Town Square Mortgage & Investments LLC in Texas: applications and originations, 2022–2024

This lender in stateTexas, all lenders

0%13.9%27.9%2022: 11.4% This lender in state2023: 13.4% This lender in state2024: 17.4% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Texas

By purpose

Home purchase 94% (120)Refinancing 1% (1)Cash-out refinancing 5% (7)

By type

Conventional 38% (48)FHA 58% (74)VA 4% (5)USDA 1% (1)

Denial reasons as coded

Credit application incomplete51.9%
Collateral18.5%
Debt-to-income ratio14.8%
Unverifiable information7.4%
Employment history3.7%
Credit history3.7%
Insufficient cash (downpayment, closing costs)0%
Mortgage insurance denied0%
Other0%

Share of 27 denials in Texas by first denial reason coded (outlined bar: all lenders in the state).

Counties in Texas

CountyApplicationsOriginationsAmountDenial rate
Dallas County9750$13m19.4%
Tarrant County3921$6.7m19.2%
Collin County269$3.9m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Town Square Mortgage & Investments LLC originate in Texas in 2024?

128 loans totalling $39m, from 262 applications reported for properties in Texas.

What is Town Square Mortgage & Investments LLC's denial rate in Texas?

17.4% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 18.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Texas counties does Town Square Mortgage & Investments LLC lend in most?

By originations: Dallas County (50), Tarrant County (21), Collin County (9).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.