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RPE Home, Inc in Arizona

HMDA record for properties in Arizona, calendar year 2024. National record · Arizona overview

LEI 254900DSZI6CJXJL6Z14
Reporting agency Consumer Financial Protection Bureau
State Arizona

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Arizona, RPE Home, Inc reported 222 applications and 9 originations for 2024, $5.5m in all.

Its denial rate in the state was 86.6%, above the Arizona rate of 22.2% across all lenders and compared with the lender's national rate of 70.1%.

222applications in AZ, 20242.4% of the lender's total
9loans originated$5.5m
86.6%denial rateAZ all lenders 22.2%
—median rate spreadAZ 0.3 pp

Compared with the state and the lender's national record

MeasureIn ArizonaArizona, all lendersRPE Home, Inc, all statesUnited States
Denial rate86.6%22.2%70.1%24.3%
Median rate spread, pp—0.3—0.3
Originations with spread of 1.5 pp or more—16.7%—15.6%
Average originated loan—$353k$256k$329k
Home purchase share88.9%55.6%88.1%57.0%
FHA-insured share0.0%17.9%0.0%13.4%
VA-guaranteed share0.0%9.6%0.0%7.9%

Trend by year

ApplicationsOriginations

01112222024: 222 Applications2024: 9 Originations202220232024
RPE Home, Inc in Arizona: applications and originations, 2022–2024

This lender in stateArizona, all lenders

0%43.3%86.6%2024: 86.6% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Arizona

By purpose

Home purchase 89% (8)Refinancing 11% (1)

By type

Conventional 100% (9)

Denial reasons as coded

Credit history64.3%
Collateral20.2%
Insufficient cash (downpayment, closing costs)14.3%
Unverifiable information1.2%
Debt-to-income ratio0%
Employment history0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 84 denials in Arizona by first denial reason coded (outlined bar: all lenders in the state).

Counties in Arizona

CountyApplicationsOriginationsAmountDenial rate
Maricopa County1557$4.1m82.8%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did RPE Home, Inc originate in Arizona in 2024?

9 loans totalling $5.5m, from 222 applications reported for properties in Arizona.

What is RPE Home, Inc's denial rate in Arizona?

86.6% of decided applications in Arizona were denied, against 22.2% for all lenders in the state and 70.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Arizona counties does RPE Home, Inc lend in most?

By originations: Maricopa County (7).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arizona. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.