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RPE Home, Inc in Virginia

HMDA record for properties in Virginia, calendar year 2024. National record · Virginia overview

LEI 254900DSZI6CJXJL6Z14
Reporting agency Consumer Financial Protection Bureau
State Virginia

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Virginia, RPE Home, Inc reported 184 applications and 12 originations for 2024, $2.5m in all.

Its denial rate in the state was 83.5%, above the Virginia rate of 22.1% across all lenders and compared with the lender's national rate of 70.1%.

184applications in VA, 20242.0% of the lender's total
12loans originated$2.5m
83.5%denial rateVA all lenders 22.1%
—median rate spreadVA 0.3 pp

Compared with the state and the lender's national record

MeasureIn VirginiaVirginia, all lendersRPE Home, Inc, all statesUnited States
Denial rate83.5%22.1%70.1%24.3%
Median rate spread, pp—0.3—0.3
Originations with spread of 1.5 pp or more—16.5%—15.6%
Average originated loan—$352k$256k$329k
Home purchase share75.0%55.8%88.1%57.0%
FHA-insured share0.0%11.7%0.0%13.4%
VA-guaranteed share0.0%16.4%0.0%7.9%

Trend by year

ApplicationsOriginations

0921842024: 184 Applications2024: 12 Originations202220232024
RPE Home, Inc in Virginia: applications and originations, 2022–2024

This lender in stateVirginia, all lenders

0%41.8%83.5%2024: 83.5% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Virginia

By purpose

Home purchase 75% (9)Refinancing 25% (3)

By type

Conventional 100% (12)

Denial reasons as coded

Credit history63.6%
Collateral25.8%
Insufficient cash (downpayment, closing costs)10.6%
Debt-to-income ratio0%
Employment history0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 66 denials in Virginia by first denial reason coded (outlined bar: all lenders in the state).

Counties in Virginia

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did RPE Home, Inc originate in Virginia in 2024?

12 loans totalling $2.5m, from 184 applications reported for properties in Virginia.

What is RPE Home, Inc's denial rate in Virginia?

83.5% of decided applications in Virginia were denied, against 22.1% for all lenders in the state and 70.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Virginia counties does RPE Home, Inc lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Virginia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.