Lenders › Mega Capital Funding, Inc. › Arizona
Mega Capital Funding, Inc. in Arizona
HMDA record for properties in Arizona, calendar year 2024. National record · Arizona overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Arizona, Mega Capital Funding, Inc. reported 141 applications and 134 originations for 2024, $62m in all.
Its denial rate in the state was 0.0%, below the Arizona rate of 22.2% across all lenders and compared with the lender's national rate of 0.3%.
The median rate spread on its Arizona originations was 0.4 percentage points (state median 0.3).
Compared with the state and the lender's national record
| Measure | In Arizona | Arizona, all lenders | Mega Capital Funding, Inc., all states | United States |
|---|---|---|---|---|
| Denial rate | 0.0% | 22.2% | 0.3% | 24.3% |
| Median rate spread, pp | 0.4 | 0.3 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 3.1% | 16.7% | 3.8% | 15.6% |
| Average originated loan | $464k | $353k | $465k | $329k |
| Home purchase share | 81.3% | 55.6% | 79.6% | 57.0% |
| FHA-insured share | 21.6% | 17.9% | 20.2% | 13.4% |
| VA-guaranteed share | 2.2% | 9.6% | 4.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateArizona, all lenders
Loan purpose and loan type in Arizona
By purpose
Home purchase 81% (109)Refinancing 9% (12)Cash-out refinancing 10% (13)
By type
Conventional 76% (102)FHA 22% (29)VA 2% (3)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Arizona
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Maricopa County | 107 | 101 | $49m | 0.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Mega Capital Funding, Inc. originate in Arizona in 2024?
134 loans totalling $62m, from 141 applications reported for properties in Arizona.
What is Mega Capital Funding, Inc.'s denial rate in Arizona?
0.0% of decided applications in Arizona were denied, against 22.2% for all lenders in the state and 0.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Arizona counties does Mega Capital Funding, Inc. lend in most?
By originations: Maricopa County (101).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arizona. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.