Lenders › American Portfolio Mortgage Corporation › Alabama
American Portfolio Mortgage Corporation in Alabama
HMDA record for properties in Alabama, calendar year 2024. National record · Alabama overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
American Portfolio Mortgage Corporation's 2024 HMDA record for Alabama covers 170 applications, 115 of them originated, worth $34m.
Its denial rate in the state was 14.2%, below the Alabama rate of 26.3% across all lenders and compared with the lender's national rate of 10.6%.
The median rate spread on its Alabama originations was 0.3 percentage points (state median 0.4).
Applications in the state were down 35% on 2023.
Compared with the state and the lender's national record
| Measure | In Alabama | Alabama, all lenders | American Portfolio Mortgage Corporation, all states | United States |
|---|---|---|---|---|
| Denial rate | 14.2% | 26.3% | 10.6% | 24.3% |
| Median rate spread, pp | 0.3 | 0.4 | 0.6 | 0.3 |
| Originations with spread of 1.5 pp or more | 3.5% | 16.5% | 9.7% | 15.6% |
| Average originated loan | $299k | $228k | $318k | $329k |
| Home purchase share | 84.3% | 59.0% | 92.6% | 57.0% |
| FHA-insured share | 37.4% | 18.0% | 41.2% | 13.4% |
| VA-guaranteed share | 21.7% | 12.5% | 6.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateAlabama, all lenders
Loan purpose and loan type in Alabama
By purpose
Home purchase 84% (97)Refinancing 16% (18)
By type
Conventional 37% (42)FHA 37% (43)VA 22% (25)USDA 4% (5)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Alabama
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Madison County | 92 | 69 | $21m | 11.5% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did American Portfolio Mortgage Corporation originate in Alabama in 2024?
115 loans totalling $34m, from 170 applications reported for properties in Alabama.
What is American Portfolio Mortgage Corporation's denial rate in Alabama?
14.2% of decided applications in Alabama were denied, against 26.3% for all lenders in the state and 10.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Alabama counties does American Portfolio Mortgage Corporation lend in most?
By originations: Madison County (69).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Alabama. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.