Lenders › TAM Lending Center, Inc › New Jersey
TAM Lending Center, Inc in New Jersey
HMDA record for properties in New Jersey, calendar year 2024. National record · New Jersey overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In New Jersey, TAM Lending Center, Inc reported 232 applications and 232 originations for 2024, $64m in all.
Its denial rate in the state was 0.0%, below the New Jersey rate of 26.0% across all lenders and compared with the lender's national rate of 0.0%.
The median rate spread on its New Jersey originations was 0.9 percentage points (state median 0.4).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In New Jersey | New Jersey, all lenders | TAM Lending Center, Inc, all states | United States |
|---|---|---|---|---|
| Denial rate | 0.0% | 26.0% | 0.0% | 24.3% |
| Median rate spread, pp | 0.9 | 0.4 | 1.0 | 0.3 |
| Originations with spread of 1.5 pp or more | 24.2% | 17.7% | 25.3% | 15.6% |
| Average originated loan | $276k | $387k | $275k | $329k |
| Home purchase share | 75.0% | 51.0% | 70.3% | 57.0% |
| FHA-insured share | 49.1% | 11.2% | 46.4% | 13.4% |
| VA-guaranteed share | 1.3% | 2.9% | 2.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNew Jersey, all lenders
Loan purpose and loan type in New Jersey
By purpose
Home purchase 75% (174)Home improvement 6% (13)Cash-out refinancing 19% (45)
By type
Conventional 50% (115)FHA 49% (114)VA 1% (3)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in New Jersey
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Gloucester County | 55 | 55 | $14m | 0.0% |
| Cumberland County | 46 | 46 | $12m | 0.0% |
| Camden County | 39 | 39 | $11m | 0.0% |
| Burlington County | 36 | 36 | $12m | 0.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did TAM Lending Center, Inc originate in New Jersey in 2024?
232 loans totalling $64m, from 232 applications reported for properties in New Jersey.
What is TAM Lending Center, Inc's denial rate in New Jersey?
0.0% of decided applications in New Jersey were denied, against 26.0% for all lenders in the state and 0.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which New Jersey counties does TAM Lending Center, Inc lend in most?
By originations: Gloucester County (55), Cumberland County (46), Camden County (39), Burlington County (36).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Jersey. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.