New Day Financial, LLC. reported 238 applications for homes in Delaware in the HMDA data of 2025.
It originated 44 loans in the state in 2025, for $14.3 million in total.
The median interest rate of these loans in 2025 was 6.870%, and the median of all lenders in Delaware was 6.375%.
The median total loan costs in 2025 were $14,524, and the state median was $7,386.
It denied 58.6% of the applications that it decided in the state in 2025, and the state denial rate was 22.7%.
Filed figures of New Day Financial, LLC. in Delaware, 2025
Figure
In DE
Lender, all states
DE, all lenders
Applications
238
45,454
45,672
Loans originated
44
8,395
27,033
Median interest rate
6.870%
6.990%
6.375%
Median total loan costs
$14,524
$10,980
$7,386
Denial rate
58.6%
54.3%
22.7%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of New Day Financial, LLC. in Delaware, 2025Each value has the median of all lenders in Delaware under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in DE
44
6.870%DE 6.375%
$14,524DE $7,386
$10,167DE $2,749
$8,880DE $3,438
n/aDE $400
0.870DE 0.200
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.870 percentage points above the average prime offer rate. On a loan of $300,000, that is about $2,610 more a year, or $218 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Delaware. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of New Day Financial, LLC. were in Delaware in 2025?
44 of its loans originated, out of 8,395 in all states. That is 0.5%.
In which counties of Delaware did New Day Financial, LLC. originate the most loans in 2025?
The three with the most loans were Kent County (16), Sussex County (15) and New Castle County (13).
Which loan types did New Day Financial, LLC. originate in Delaware in 2025?
All its loans in the state were of one type: 44 VA.
How did the applications of New Day Financial, LLC. in Delaware change from 2022 to 2025?
It reported 376 applications in 2022 and 238 in 2025.