Lenders › New Day Financial, LLC. › Kansas
New Day Financial, LLC. in Kansas
HMDA record for properties in Kansas, calendar year 2024. National record · Kansas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Kansas, New Day Financial, LLC. reported 471 applications and 84 originations for 2024, $17m in all.
Its denial rate in the state was 57.1%, above the Kansas rate of 19.2% across all lenders and compared with the lender's national rate of 58.5%.
The median rate spread on its Kansas originations was 1.5 percentage points (state median 0.4).
Applications in the state were up 41% on 2023.
Compared with the state and the lender's national record
| Measure | In Kansas | Kansas, all lenders | New Day Financial, LLC., all states | United States |
|---|---|---|---|---|
| Denial rate | 57.1% | 19.2% | 58.5% | 24.3% |
| Median rate spread, pp | 1.5 | 0.4 | 1.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 41.7% | 14.2% | 44.5% | 15.6% |
| Average originated loan | $198k | $242k | $267k | $329k |
| Home purchase share | 7.1% | 58.5% | 6.2% | 57.0% |
| FHA-insured share | 4.8% | 11.3% | 2.4% | 13.4% |
| VA-guaranteed share | 95.2% | 9.3% | 97.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateKansas, all lenders
Loan purpose and loan type in Kansas
By purpose
Home purchase 7% (6)Refinancing 12% (10)Cash-out refinancing 79% (66)Other purpose 2% (2)
By type
Denial reasons as coded
Share of 117 denials in Kansas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Kansas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 96 | 16 | $2.8m | 63.6% |
| Shawnee County | 47 | 10 | $1.9m | — |
| Leavenworth County | 29 | 9 | $2.7m | — |
| Wyandotte County | 35 | 7 | $1.4m | — |
| Johnson County | 41 | 6 | $1.5m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did New Day Financial, LLC. originate in Kansas in 2024?
84 loans totalling $17m, from 471 applications reported for properties in Kansas.
What is New Day Financial, LLC.'s denial rate in Kansas?
57.1% of decided applications in Kansas were denied, against 19.2% for all lenders in the state and 58.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Kansas counties does New Day Financial, LLC. lend in most?
By originations: Sedgwick County (16), Shawnee County (10), Leavenworth County (9), Wyandotte County (7), Johnson County (6).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Kansas. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.