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New Day Financial, LLC. in New Hampshire

HMDA record for properties in New Hampshire, calendar year 2024. National record · New Hampshire overview

LEI 549300SUCQ1358EGVE89
Reporting agency Department of Housing and Urban Development
State New Hampshire

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In New Hampshire, New Day Financial, LLC. reported 193 applications and 38 originations for 2024, $13m in all.

Its denial rate in the state was 47.3%, above the New Hampshire rate of 22.8% across all lenders and compared with the lender's national rate of 58.5%.

The median rate spread on its New Hampshire originations was 1.6 percentage points (state median 0.4).

Applications in the state were up 31% on 2023.

193applications in NH, 20240.4% of the lender's total
38loans originated$13m
47.3%denial rateNH all lenders 22.8%
1.6 ppmedian rate spreadNH 0.4 pp

Compared with the state and the lender's national record

MeasureIn New HampshireNew Hampshire, all lendersNew Day Financial, LLC., all statesUnited States
Denial rate47.3%22.8%58.5%24.3%
Median rate spread, pp1.60.41.40.3
Originations with spread of 1.5 pp or more60.5%15.9%44.5%15.6%
Average originated loan$335k$320k$267k$329k
Home purchase share2.6%46.9%6.2%57.0%
FHA-insured share0.0%7.2%2.4%13.4%
VA-guaranteed share100.0%5.7%97.4%7.9%

Trend by year

ApplicationsOriginations

0163.53272022: 327 Applications2023: 147 Applications2024: 193 Applications2022: 54 Originations2023: 31 Originations2024: 38 Originations202220232024
New Day Financial, LLC. in New Hampshire: applications and originations, 2022–2024

This lender in stateNew Hampshire, all lenders

0%29.1%58.1%2022: 58.1% This lender in state2023: 40.3% This lender in state2024: 47.3% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in New Hampshire

By purpose

Home purchase 3% (1)Refinancing 8% (3)Cash-out refinancing 89% (34)

By type

VA 100% (38)

Denial reasons as coded

Credit history45.7%
Debt-to-income ratio40%
Collateral8.6%
Other5.7%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 35 denials in New Hampshire by first denial reason coded (outlined bar: all lenders in the state).

Counties in New Hampshire

CountyApplicationsOriginationsAmountDenial rate
Hillsborough County488$3.3m—
Rockingham County396$1.7m—
Strafford County266$2.3m—
Merrimack County254$1.6m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did New Day Financial, LLC. originate in New Hampshire in 2024?

38 loans totalling $13m, from 193 applications reported for properties in New Hampshire.

What is New Day Financial, LLC.'s denial rate in New Hampshire?

47.3% of decided applications in New Hampshire were denied, against 22.8% for all lenders in the state and 58.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which New Hampshire counties does New Day Financial, LLC. lend in most?

By originations: Hillsborough County (8), Rockingham County (6), Strafford County (6), Merrimack County (4).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Hampshire. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.