Lenders › New Day Financial, LLC. › Ohio
New Day Financial, LLC. in Ohio
HMDA record for properties in Ohio, calendar year 2024. National record · Ohio overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
New Day Financial, LLC.'s 2024 HMDA record for Ohio covers 2,234 applications, 426 of them originated, worth $90m.
Its denial rate in the state was 55.3%, above the Ohio rate of 23.5% across all lenders and compared with the lender's national rate of 58.5%.
The median rate spread on its Ohio originations was 1.5 percentage points (state median 0.5).
Applications in the state were up 33% on 2023.
Compared with the state and the lender's national record
| Measure | In Ohio | Ohio, all lenders | New Day Financial, LLC., all states | United States |
|---|---|---|---|---|
| Denial rate | 55.3% | 23.5% | 58.5% | 24.3% |
| Median rate spread, pp | 1.5 | 0.5 | 1.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 51.4% | 17.7% | 44.5% | 15.6% |
| Average originated loan | $211k | $218k | $267k | $329k |
| Home purchase share | 4.0% | 51.7% | 6.2% | 57.0% |
| FHA-insured share | 2.1% | 12.3% | 2.4% | 13.4% |
| VA-guaranteed share | 97.9% | 5.9% | 97.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateOhio, all lenders
Loan purpose and loan type in Ohio
By purpose
Home purchase 4% (17)Refinancing 14% (60)Cash-out refinancing 81% (343)Other purpose 1% (6)
By type
Denial reasons as coded
Share of 596 denials in Ohio by first denial reason coded (outlined bar: all lenders in the state).
Counties in Ohio
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 205 | 35 | $6.1m | 61.6% |
| Franklin County | 200 | 35 | $8.0m | 56.0% |
| Montgomery County | 130 | 31 | $6.5m | 48.4% |
| Hamilton County | 123 | 29 | $6.3m | 53.6% |
| Butler County | 94 | 24 | $6.2m | 48.0% |
| Stark County | 95 | 22 | $3.9m | 44.7% |
| Summit County | 92 | 17 | $3.2m | 57.1% |
| Lucas County | 61 | 12 | $1.7m | 58.6% |
| Lorain County | 52 | 11 | $2.0m | 50.0% |
| Clark County | 39 | 11 | $1.7m | — |
| Lake County | 50 | 9 | $2.0m | 61.5% |
| Mahoning County | 40 | 9 | $1.6m | — |
| Trumbull County | 66 | 8 | $1.3m | 56.0% |
| Greene County | 35 | 7 | $2.3m | — |
| Allen County | 25 | 7 | $1.1m | — |
| Licking County | 54 | 6 | $1.8m | — |
| Clermont County | 40 | 6 | $1.3m | — |
| Fairfield County | 31 | 6 | $2.1m | — |
| Richland County | 30 | 6 | $1.1m | — |
| Medina County | 42 | 5 | $1.3m | — |
| Warren County | 29 | 5 | $1.9m | — |
| Columbiana County | 28 | 5 | $695k | — |
| Portage County | 26 | 5 | $975k | — |
| Miami County | 25 | 4 | $860k | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did New Day Financial, LLC. originate in Ohio in 2024?
426 loans totalling $90m, from 2,234 applications reported for properties in Ohio.
What is New Day Financial, LLC.'s denial rate in Ohio?
55.3% of decided applications in Ohio were denied, against 23.5% for all lenders in the state and 58.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Ohio counties does New Day Financial, LLC. lend in most?
By originations: Cuyahoga County (35), Franklin County (35), Montgomery County (31), Hamilton County (29), Butler County (24).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Ohio. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.