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New Day Financial, LLC. in Wyoming

HMDA record for properties in Wyoming, calendar year 2024. National record · Wyoming overview

LEI 549300SUCQ1358EGVE89
Reporting agency Department of Housing and Urban Development
State Wyoming

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Wyoming, New Day Financial, LLC. reported 127 applications and 22 originations for 2024, $7.4m in all.

Its denial rate in the state was 57.9%, above the Wyoming rate of 21.0% across all lenders and compared with the lender's national rate of 58.5%.

Applications in the state were up 20% on 2023.

127applications in WY, 20240.3% of the lender's total
22loans originated$7.4m
57.9%denial rateWY all lenders 21.0%
—median rate spreadWY 0.3 pp

Compared with the state and the lender's national record

MeasureIn WyomingWyoming, all lendersNew Day Financial, LLC., all statesUnited States
Denial rate57.9%21.0%58.5%24.3%
Median rate spread, pp—0.31.40.3
Originations with spread of 1.5 pp or more—14.6%44.5%15.6%
Average originated loan—$284k$267k$329k
Home purchase share9.1%59.2%6.2%57.0%
FHA-insured share0.0%17.5%2.4%13.4%
VA-guaranteed share100.0%13.1%97.4%7.9%

Trend by year

ApplicationsOriginations

01132262022: 226 Applications2023: 106 Applications2024: 127 Applications2022: 49 Originations2023: 20 Originations2024: 22 Originations202220232024
New Day Financial, LLC. in Wyoming: applications and originations, 2022–2024

This lender in stateWyoming, all lenders

0%30%60%2022: 60% This lender in state2023: 53.2% This lender in state2024: 57.9% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Wyoming

By purpose

Home purchase 9% (2)Refinancing 9% (2)Cash-out refinancing 82% (18)

By type

VA 100% (22)

Denial reasons as coded

Debt-to-income ratio48.5%
Credit history42.4%
Collateral6.1%
Other3%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 33 denials in Wyoming by first denial reason coded (outlined bar: all lenders in the state).

Counties in Wyoming

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did New Day Financial, LLC. originate in Wyoming in 2024?

22 loans totalling $7.4m, from 127 applications reported for properties in Wyoming.

What is New Day Financial, LLC.'s denial rate in Wyoming?

57.9% of decided applications in Wyoming were denied, against 21.0% for all lenders in the state and 58.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Wyoming counties does New Day Financial, LLC. lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wyoming. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.