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Powder River County, Montana

Mortgage lending record for properties in the county, calendar year 2024.

FIPS 30075
Households 708
Population 1,734

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Lenders reported 11 mortgage applications in Powder River County, Montana, for 2024, and originated 5 loans worth $885k.

That is 7.1 originations per 1,000 households, against 42.4 for Montana and 48.0 nationally.

Rates are withheld: fewer than 25 applications.

Originations were up 67% on 2023.

11applications, 2024
5loans originated$885k
—denial rateMT 20.9% · US 24.3%
7.1originations per 1,000 householdsMT 42.4 · US 48.0

Most active lenders

No lender reaches 25 applications in the county.

Compared with Montana and the nation

MeasureThis countyMontanaUnited States
Denial rate—20.9%24.3%
Median rate spread, pp—0.30.3
Originations with spread of 1.5 pp or more—13.8%15.6%
Average originated loan—$348k$329k
Originations per 1,000 households7.142.448.0
Home purchase share of originations—54.8%57.0%
FHA-insured share—10.4%13.4%
VA-guaranteed share—11.1%7.9%

Rate spread distribution

Withheld: fewer than 25 applications.

Loan purpose and loan type

Loan mix withheld: fewer than 25 applications.

Trend by year

ApplicationsOriginations

09182022: 18 Applications2023: 11 Applications2024: 11 Applications2022: 8 Originations2023: 3 Originations2024: 5 Originations202220232024
Applications and originations in Powder River County, 2022–2024

This countyMontana

0%10.4%20.9%202220232024
Denial rate by year, state rate dashed

Questions and answers

Which lenders are most active in Powder River County, MT?

No lender reaches 25 applications in the county.

What is the mortgage denial rate in Powder River County?

Withheld: fewer than 25 applications.

How many mortgages were originated in Powder River County in 2024?

5 loans totalling $885k, from 11 applications; 7.1 originations per 1,000 households.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), by property county; households from the Census Bureau American Community Survey 2024 five-year estimates.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records with a property in county FIPS 30075; households and population from the U.S. Census Bureau (ACS 2024 five-year estimates; Vintage 2024 population estimates). Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.