Lender Register

States › South Dakota › Campbell County

Campbell County, South Dakota

Mortgage lending record for properties in the county, calendar year 2024.

FIPS 46021
Households 754
Population 1,342

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Lenders reported 13 mortgage applications in Campbell County, South Dakota, for 2024, and originated 10 loans worth $1.1m.

That is 13.3 originations per 1,000 households, against 43.5 for South Dakota and 48.0 nationally.

Rates are withheld: fewer than 25 applications.

Originations were up 100% on 2023.

13applications, 2024
10loans originated$1.1m
—denial rateSD 17.0% · US 24.3%
13.3originations per 1,000 householdsSD 43.5 · US 48.0

Most active lenders

No lender reaches 25 applications in the county.

Compared with South Dakota and the nation

MeasureThis countySouth DakotaUnited States
Denial rate—17.0%24.3%
Median rate spread, pp—0.20.3
Originations with spread of 1.5 pp or more—13.0%15.6%
Average originated loan—$256k$329k
Originations per 1,000 households13.343.548.0
Home purchase share of originations—60.0%57.0%
FHA-insured share—13.0%13.4%
VA-guaranteed share—9.5%7.9%

Rate spread distribution

Withheld: fewer than 25 applications.

Loan purpose and loan type

Loan mix withheld: fewer than 25 applications.

Trend by year

ApplicationsOriginations

013262022: 26 Applications2023: 10 Applications2024: 13 Applications2022: 16 Originations2023: 5 Originations2024: 10 Originations202220232024
Applications and originations in Campbell County, 2022–2024

This countySouth Dakota

0%8.5%17%202220232024
Denial rate by year, state rate dashed

Questions and answers

Which lenders are most active in Campbell County, SD?

No lender reaches 25 applications in the county.

What is the mortgage denial rate in Campbell County?

Withheld: fewer than 25 applications.

How many mortgages were originated in Campbell County in 2024?

10 loans totalling $1.1m, from 13 applications; 13.3 originations per 1,000 households.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), by property county; households from the Census Bureau American Community Survey 2024 five-year estimates.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records with a property in county FIPS 46021; households and population from the U.S. Census Bureau (ACS 2024 five-year estimates; Vintage 2024 population estimates). Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.