Lenders › Trustmark National Bank › Alabama
Trustmark National Bank in Alabama
HMDA record for properties in Alabama, calendar year 2024. National record · Alabama overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Alabama, Trustmark National Bank reported 3,556 applications and 2,715 originations for 2024, $620m in all.
Its denial rate in the state was 11.2%, below the Alabama rate of 26.3% across all lenders and compared with the lender's national rate of 14.5%.
The median rate spread on its Alabama originations was 0.3 percentage points (state median 0.4).
Applications in the state were down 18% on 2023.
Compared with the state and the lender's national record
| Measure | In Alabama | Alabama, all lenders | Trustmark National Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 11.2% | 26.3% | 14.5% | 24.3% |
| Median rate spread, pp | 0.3 | 0.4 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 2.5% | 16.5% | 2.0% | 15.6% |
| Average originated loan | $229k | $228k | $203k | $329k |
| Home purchase share | 75.5% | 59.0% | 64.7% | 57.0% |
| FHA-insured share | 16.7% | 18.0% | 17.6% | 13.4% |
| VA-guaranteed share | 7.5% | 12.5% | 5.9% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateAlabama, all lenders
Loan purpose and loan type in Alabama
By purpose
Home purchase 76% (2,051)Home improvement 3% (89)Refinancing 9% (243)Cash-out refinancing 1% (32)Other purpose 11% (300)
By type
Conventional 74% (2,021)FHA 17% (454)VA 8% (204)USDA 1% (36)
Denial reasons as coded
Share of 352 denials in Alabama by first denial reason coded (outlined bar: all lenders in the state).
Counties in Alabama
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Mobile County | 504 | 403 | $81m | 11.4% |
| Baldwin County | 329 | 268 | $70m | 7.5% |
| Jefferson County | 380 | 265 | $74m | 14.1% |
| Montgomery County | 429 | 261 | $47m | 25.8% |
| Madison County | 283 | 229 | $66m | 5.6% |
| Lee County | 195 | 167 | $47m | 2.3% |
| Elmore County | 168 | 136 | $29m | 9.6% |
| Autauga County | 161 | 135 | $29m | 8.8% |
| Limestone County | 150 | 133 | $38m | 5.0% |
| Shelby County | 163 | 132 | $35m | 2.9% |
| Lauderdale County | 160 | 122 | $23m | 9.5% |
| Colbert County | 106 | 85 | $16m | 5.4% |
| Tuscaloosa County | 57 | 38 | $8.7m | 18.0% |
| Morgan County | 37 | 27 | $6.8m | 15.6% |
| Dallas County | 37 | 22 | $1.9m | 31.3% |
| Bibb County | 30 | 18 | $2.3m | 28.0% |
| Escambia County | 27 | 15 | $905k | 20.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Trustmark National Bank originate in Alabama in 2024?
2,715 loans totalling $620m, from 3,556 applications reported for properties in Alabama.
What is Trustmark National Bank's denial rate in Alabama?
11.2% of decided applications in Alabama were denied, against 26.3% for all lenders in the state and 14.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Alabama counties does Trustmark National Bank lend in most?
By originations: Mobile County (403), Baldwin County (268), Jefferson County (265), Montgomery County (261), Madison County (229).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Alabama. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.