Name of the lender

HomeStreet Bank in CaliforniaMortgage rates, total loan costs and denial rate for homes in California, 2025

HMDA year2025

StateCalifornia

Head office: Seattle, WA
Reporting agency: Federal Deposit Insurance Corporation (FDIC)
Legal Entity Identifier (LEI)

All states of this lender

HomeStreet Bank reported 212 applications for homes in California in the HMDA data of 2025.

It originated 103 loans in the state in 2025, for $58.8 million in total.

This page shows no median interest rate for California in 2025: under 20 loans with a rate.

This page shows no median total loan costs for California, because fewer than 20 loans report the amount.

It denied 36.8% of the applications that it decided in the state in 2025, and the state denial rate was 22.4%.

Filed figures of HomeStreet Bank in California, 2025
Figure	In CA	Lender, all states	CA, all lenders
Applications	212	1,623	1,018,191
Loans originated	103	1,061	572,268
Median interest rate	n/a	6.625%	6.375%
Median total loan costs	n/a	$7,558	$8,053
Denial rate	36.8%	18.1%	22.4%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in CA

Median interest rate in CANot shown

A median needs 20 loans with a reported interest rate. No loan of the lender is in the loans that the medians use.

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

Action taken and loan types

Records in California by the action taken
Action taken	Records	Share
1Loan originated	103	48.6%
2Application approved but not accepted	0	0.0%
3Application denied	60	28.3%
4Application withdrawn by applicant	36	17.0%
5File closed for incompleteness	13	6.1%
6Purchased loan	0	0.0%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in California by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	205	100	36.7%
FHA-insured	7	3	n/a

Counties in California

Counties of HomeStreet Bank in California with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
Los Angeles County	78	41	$37.2 million	31.7%
San Bernardino County	44	15	$3.8 million	53.1%
San Diego County	27	12	$5.3 million	n/a

Figures by year

HomeStreet Bank in California by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	212	103	$58.8 million	n/a	n/a	36.8%
2024	327	156	$54.8 million	n/a	n/a	39.7%
2023	399	173	$151 million	n/a	n/a	43.0%
2022	752	506	$1.2 billion	n/a	n/a	19.7%

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.
BankFind Suite (Federal Deposit Insurance Corporation)The FDIC search for an insured bank: its status, its offices and its regulator.

Cite this page

Page: Lender Register, "HomeStreet Bank in California: mortgage rates, 2025", https://lenderregister.com/lender/01kwvg908ke7rkptnp46-homestreet-bank/ca/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in California. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of HomeStreet Bank were in California in 2025?: 103 of its loans originated, out of 1,061 in all states. That is 9.7%.
In which counties of California did HomeStreet Bank originate the most loans in 2025?: The three with the most loans were Los Angeles County (41), San Bernardino County (15) and San Diego County (12).
Which loan types did HomeStreet Bank originate in California in 2025?: 100 conventional and 3 FHA.
How did the applications of HomeStreet Bank in California change from 2022 to 2025?: It reported 752 applications in 2022 and 212 in 2025.