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TD Bank in New Hampshire

HMDA record for properties in New Hampshire, calendar year 2024. National record · New Hampshire overview

LEI 03D0JEWFDFUS0SEEKG89
Reporting agency Consumer Financial Protection Bureau
State New Hampshire

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

TD Bank's 2024 HMDA record for New Hampshire covers 1,686 applications, 945 of them originated, worth $188m.

Its denial rate in the state was 30.7%, above the New Hampshire rate of 22.8% across all lenders and compared with the lender's national rate of 36.8%.

The median rate spread on its New Hampshire originations was 0.5 percentage points (state median 0.4).

Applications in the state were down 7% on 2023.

1,686applications in NH, 20243.4% of the lender's total
945loans originated$188m
30.7%denial rateNH all lenders 22.8%
0.5 ppmedian rate spreadNH 0.4 pp

Compared with the state and the lender's national record

MeasureIn New HampshireNew Hampshire, all lendersTD Bank, all statesUnited States
Denial rate30.7%22.8%36.8%24.3%
Median rate spread, pp0.50.40.50.3
Originations with spread of 1.5 pp or more23.0%15.9%22.5%15.6%
Average originated loan$199k$320k$335k$329k
Home purchase share15.1%46.9%26.1%57.0%
FHA-insured share0.0%7.2%0.4%13.4%
VA-guaranteed share0.1%5.7%0.1%7.9%

Trend by year

ApplicationsOriginations

01,0152,0302022: 2,030 Applications2023: 1,813 Applications2024: 1,686 Applications2022: 1,260 Originations2023: 1,052 Originations2024: 945 Originations202220232024
TD Bank in New Hampshire: applications and originations, 2022–2024

This lender in stateNew Hampshire, all lenders

0%15.3%30.7%2022: 26.8% This lender in state2023: 29.5% This lender in state2024: 30.7% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in New Hampshire

By purpose

Home purchase 15% (143)Home improvement 40% (375)Refinancing 23% (219)Cash-out refinancing 1% (7)Other purpose 21% (201)

By type

Conventional 100% (944)VA 0% (1)

Denial reasons as coded

Debt-to-income ratio44.4%
Credit history31.9%
Collateral16%
Other5.9%
Insufficient cash (downpayment, closing costs)0.9%
Credit application incomplete0.7%
Employment history0.2%
Unverifiable information0%
Mortgage insurance denied0%

Share of 426 denials in New Hampshire by first denial reason coded (outlined bar: all lenders in the state).

Counties in New Hampshire

CountyApplicationsOriginationsAmountDenial rate
Hillsborough County537302$60m32.1%
Rockingham County444253$54m26.9%
Merrimack County186106$19m32.1%
Strafford County12873$14m27.6%
Carroll County10865$12m25.3%
Cheshire County12762$9.5m39.1%
Belknap County9251$10.0m32.0%
Grafton County4426$8.7m25.7%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did TD Bank originate in New Hampshire in 2024?

945 loans totalling $188m, from 1,686 applications reported for properties in New Hampshire.

What is TD Bank's denial rate in New Hampshire?

30.7% of decided applications in New Hampshire were denied, against 22.8% for all lenders in the state and 36.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which New Hampshire counties does TD Bank lend in most?

By originations: Hillsborough County (302), Rockingham County (253), Merrimack County (106), Strafford County (73), Carroll County (65).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Hampshire. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.