Lenders › Mt Mckinley Bank › Alaska
Mt Mckinley Bank in Alaska
HMDA record for properties in Alaska, calendar year 2024. National record · Alaska overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Alaska, Mt Mckinley Bank reported 175 applications and 130 originations for 2024, $28m in all.
Its denial rate in the state was 7.0%, below the Alaska rate of 19.9% across all lenders and compared with the lender's national rate of 7.0%.
Applications in the state were down 11% on 2023.
Compared with the state and the lender's national record
| Measure | In Alaska | Alaska, all lenders | Mt Mckinley Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 7.0% | 19.9% | 7.0% | 24.3% |
| Median rate spread, pp | — | 0.1 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 11.2% | — | 15.6% |
| Average originated loan | $219k | $333k | $219k | $329k |
| Home purchase share | 72.3% | 67.4% | 72.3% | 57.0% |
| FHA-insured share | 8.5% | 12.3% | 8.5% | 13.4% |
| VA-guaranteed share | 6.9% | 24.5% | 6.9% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateAlaska, all lenders
Loan purpose and loan type in Alaska
By purpose
Home purchase 72% (94)Home improvement 5% (7)Refinancing 5% (7)Cash-out refinancing 6% (8)Other purpose 11% (14)
By type
Conventional 85% (110)FHA 8% (11)VA 7% (9)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Alaska
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Fairbanks North Star Borough | 165 | 123 | $27m | 6.7% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Mt Mckinley Bank originate in Alaska in 2024?
130 loans totalling $28m, from 175 applications reported for properties in Alaska.
What is Mt Mckinley Bank's denial rate in Alaska?
7.0% of decided applications in Alaska were denied, against 19.9% for all lenders in the state and 7.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Alaska counties does Mt Mckinley Bank lend in most?
By originations: Fairbanks North Star Borough (123).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Alaska. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.