Name of the lender

All Capital Bank in OklahomaMortgage rates, total loan costs and denial rate for homes in Oklahoma, 2025

HMDA year2025

Head office: Locust Grove, OK
Reporting agency: Federal Reserve System (FRS)
Legal Entity Identifier (LEI)

All Capital Bank reported 114 applications for homes in Oklahoma in the HMDA data of 2025.

It originated 112 loans in the state in 2025, for $22.9 million in total.

The lender filed the interest rate as “Exempt” for all of its 112 loans originated in the state in 2025. This page shows no median interest rate.

This page shows no median total loan costs for Oklahoma, because fewer than 20 loans report the amount.

It denied 0.0% of the applications that it decided in the state in 2025, and the state denial rate was 22.9%.

Filed figures of All Capital Bank in Oklahoma, 2025
Figure	In OK	Lender, all states	OK, all lenders
Applications	114	115	140,899
Loans originated	112	113	79,051
Median interest rate	n/a	n/a	6.500%
Median total loan costs	n/a	n/a	$6,206
Denial rate	0.0%	0.0%	22.9%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in OK

Median interest rate in OKExempt

The lender filed the interest rate as “Exempt” for all of its 112 loans originated in 2025.

A lender with a partial exemption can file “Exempt” in place of the interest rate, the total loan costs and some other fields. The glossary has the rule.

If a financial institution is eligible for a partial exemption for a specific transaction, then the financial institution is not required to collect, record, or report certain data points for the transaction.
Source: CFPB, A Beginner’s Guide to Accessing and Using Home Mortgage Disclosure Act Data (June 2022), copied on 2 Oct 2026.

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

Action taken and loan types

Records in Oklahoma by the action taken
Action taken	Records	Share
1Loan originated	112	98.2%
2Application approved but not accepted	1	0.9%
3Application denied	0	0.0%
4Application withdrawn by applicant	1	0.9%
5File closed for incompleteness	0	0.0%
6Purchased loan	0	0.0%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in Oklahoma by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	114	112	0.0%

Counties in Oklahoma

Counties of All Capital Bank in Oklahoma with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
Tulsa County	75	75	$15.6 million	0.0%

Figures by year

All Capital Bank in Oklahoma by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	114	112	$22.9 million	n/a	n/a	0.0%
2024	n/a	n/a	n/a	n/a	n/a	n/a
2023	n/a	n/a	n/a	n/a	n/a	n/a
2022	n/a	n/a	n/a	n/a	n/a	n/a

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.
BankFind Suite (Federal Deposit Insurance Corporation)The FDIC search for an insured bank: its status, its offices and its regulator.

Cite this page

Page: Lender Register, "All Capital Bank in Oklahoma: mortgage rates, 2025", https://lenderregister.com/lender/254900467hcj72xznj32-all-capital-bank/ok/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Oklahoma. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of All Capital Bank were in Oklahoma in 2025?: 112 of its loans originated, out of 113 in all states. That is 99.1%.
In which counties of Oklahoma did All Capital Bank originate the most loans in 2025?: Only one county has 50 applications or more of the lender: Tulsa County, with 75 loans originated.
Which loan types did All Capital Bank originate in Oklahoma in 2025?: All its loans in the state were of one type: 112 conventional.
What share of the applications in Oklahoma did All Capital Bank report in 2025?: 0.1%: 114 out of 140,899 applications of all lenders in the state.