Lenders › A&D Mortgage LLC › Arizona
A&D Mortgage LLC in Arizona
HMDA record for properties in Arizona, calendar year 2024. National record · Arizona overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
A&D Mortgage LLC's 2024 HMDA record for Arizona covers 259 applications, 118 of them originated, worth $40m.
Its denial rate in the state was 21.4%, close to the Arizona rate of 22.2% across all lenders and compared with the lender's national rate of 16.7%.
The median rate spread on its Arizona originations was 1.4 percentage points (state median 0.3).
Applications in the state were up 86% on 2023.
Compared with the state and the lender's national record
| Measure | In Arizona | Arizona, all lenders | A&D Mortgage LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 21.4% | 22.2% | 16.7% | 24.3% |
| Median rate spread, pp | 1.4 | 0.3 | 1.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 45.7% | 16.7% | 42.1% | 15.6% |
| Average originated loan | $336k | $353k | $351k | $329k |
| Home purchase share | 50.8% | 55.6% | 66.3% | 57.0% |
| FHA-insured share | 0.0% | 17.9% | 0.8% | 13.4% |
| VA-guaranteed share | 0.0% | 9.6% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateArizona, all lenders
Loan purpose and loan type in Arizona
By purpose
Home purchase 51% (60)Refinancing 8% (9)Cash-out refinancing 42% (49)
By type
Conventional 100% (118)
Denial reasons as coded
Share of 33 denials in Arizona by first denial reason coded (outlined bar: all lenders in the state).
Counties in Arizona
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Maricopa County | 176 | 83 | $30m | 21.1% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did A&D Mortgage LLC originate in Arizona in 2024?
118 loans totalling $40m, from 259 applications reported for properties in Arizona.
What is A&D Mortgage LLC's denial rate in Arizona?
21.4% of decided applications in Arizona were denied, against 22.2% for all lenders in the state and 16.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Arizona counties does A&D Mortgage LLC lend in most?
By originations: Maricopa County (83).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arizona. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.