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A&D Mortgage LLC in Illinois
HMDA record for properties in Illinois, calendar year 2024. National record · Illinois overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
A&D Mortgage LLC's 2024 HMDA record for Illinois covers 181 applications, 99 of them originated, worth $30m.
Its denial rate in the state was 19.2%, below the Illinois rate of 23.3% across all lenders and compared with the lender's national rate of 16.7%.
The median rate spread on its Illinois originations was 1.0 percentage points (state median 0.5).
Applications in the state were up 132% on 2023.
Compared with the state and the lender's national record
| Measure | In Illinois | Illinois, all lenders | A&D Mortgage LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 19.2% | 23.3% | 16.7% | 24.3% |
| Median rate spread, pp | 1.0 | 0.5 | 1.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 35.2% | 15.4% | 42.1% | 15.6% |
| Average originated loan | $303k | $273k | $351k | $329k |
| Home purchase share | 64.6% | 61.1% | 66.3% | 57.0% |
| FHA-insured share | 0.0% | 10.7% | 0.8% | 13.4% |
| VA-guaranteed share | 0.0% | 4.9% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIllinois, all lenders
Loan purpose and loan type in Illinois
By purpose
Home purchase 65% (64)Refinancing 12% (12)Cash-out refinancing 23% (23)
By type
Conventional 100% (99)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Illinois
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Cook County | 114 | 57 | $18m | 26.3% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did A&D Mortgage LLC originate in Illinois in 2024?
99 loans totalling $30m, from 181 applications reported for properties in Illinois.
What is A&D Mortgage LLC's denial rate in Illinois?
19.2% of decided applications in Illinois were denied, against 23.3% for all lenders in the state and 16.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Illinois counties does A&D Mortgage LLC lend in most?
By originations: Cook County (57).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Illinois. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.