Lenders › A&D Mortgage LLC › Maryland
A&D Mortgage LLC in Maryland
HMDA record for properties in Maryland, calendar year 2024. National record · Maryland overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
A&D Mortgage LLC's 2024 HMDA record for Maryland covers 242 applications, 124 of them originated, worth $38m.
Its denial rate in the state was 23.0%, close to the Maryland rate of 24.9% across all lenders and compared with the lender's national rate of 16.7%.
The median rate spread on its Maryland originations was 1.1 percentage points (state median 0.3).
Applications in the state were up 88% on 2023.
Compared with the state and the lender's national record
| Measure | In Maryland | Maryland, all lenders | A&D Mortgage LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 23.0% | 24.9% | 16.7% | 24.3% |
| Median rate spread, pp | 1.1 | 0.3 | 1.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 41.7% | 17.7% | 42.1% | 15.6% |
| Average originated loan | $306k | $348k | $351k | $329k |
| Home purchase share | 69.4% | 56.2% | 66.3% | 57.0% |
| FHA-insured share | 3.2% | 14.6% | 0.8% | 13.4% |
| VA-guaranteed share | 0.0% | 10.0% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMaryland, all lenders
Loan purpose and loan type in Maryland
By purpose
Home purchase 69% (86)Refinancing 7% (9)Cash-out refinancing 23% (29)
By type
Conventional 97% (120)FHA 3% (4)
Denial reasons as coded
Share of 38 denials in Maryland by first denial reason coded (outlined bar: all lenders in the state).
Counties in Maryland
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Prince George's County | 67 | 33 | $9.0m | 26.7% |
| Montgomery County | 34 | 22 | $9.7m | 15.4% |
| Baltimore city | 39 | 18 | $4.2m | 20.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did A&D Mortgage LLC originate in Maryland in 2024?
124 loans totalling $38m, from 242 applications reported for properties in Maryland.
What is A&D Mortgage LLC's denial rate in Maryland?
23.0% of decided applications in Maryland were denied, against 24.9% for all lenders in the state and 16.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Maryland counties does A&D Mortgage LLC lend in most?
By originations: Prince George's County (33), Montgomery County (22), Baltimore city (18).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Maryland. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.