Lenders › A&D Mortgage LLC › New York
A&D Mortgage LLC in New York
HMDA record for properties in New York, calendar year 2024. National record · New York overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
A&D Mortgage LLC's 2024 HMDA record for New York covers 1,454 applications, 743 of them originated, worth $353m.
Its denial rate in the state was 19.2%, below the New York rate of 25.4% across all lenders and compared with the lender's national rate of 16.7%.
The median rate spread on its New York originations was 1.3 percentage points (state median 0.3).
Applications in the state were up 8% on 2023.
Compared with the state and the lender's national record
| Measure | In New York | New York, all lenders | A&D Mortgage LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 19.2% | 25.4% | 16.7% | 24.3% |
| Median rate spread, pp | 1.3 | 0.3 | 1.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 42.8% | 15.0% | 42.1% | 15.6% |
| Average originated loan | $476k | $446k | $351k | $329k |
| Home purchase share | 63.1% | 55.3% | 66.3% | 57.0% |
| FHA-insured share | 1.3% | 7.4% | 0.8% | 13.4% |
| VA-guaranteed share | 0.0% | 2.4% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNew York, all lenders
Loan purpose and loan type in New York
By purpose
Home purchase 63% (469)Refinancing 3% (26)Cash-out refinancing 33% (248)
By type
Conventional 99% (733)FHA 1% (10)
Denial reasons as coded
Share of 180 denials in New York by first denial reason coded (outlined bar: all lenders in the state).
Counties in New York
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Nassau County | 203 | 110 | $67m | 20.4% |
| Queens County | 229 | 104 | $60m | 20.5% |
| Kings County | 167 | 82 | $46m | 20.0% |
| Suffolk County | 173 | 78 | $43m | 16.3% |
| Rockland County | 106 | 57 | $21m | 18.3% |
| Richmond County | 93 | 54 | $25m | 12.9% |
| Bronx County | 91 | 47 | $21m | 18.6% |
| Westchester County | 76 | 40 | $20m | 19.6% |
| Orange County | 61 | 32 | $10.0m | 27.3% |
| Erie County | 34 | 21 | $3.9m | 19.2% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did A&D Mortgage LLC originate in New York in 2024?
743 loans totalling $353m, from 1,454 applications reported for properties in New York.
What is A&D Mortgage LLC's denial rate in New York?
19.2% of decided applications in New York were denied, against 25.4% for all lenders in the state and 16.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which New York counties does A&D Mortgage LLC lend in most?
By originations: Nassau County (110), Queens County (104), Kings County (82), Suffolk County (78), Rockland County (57).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New York. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.