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A&D Mortgage LLC in Ohio
HMDA record for properties in Ohio, calendar year 2024. National record · Ohio overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
A&D Mortgage LLC's 2024 HMDA record for Ohio covers 153 applications, 73 of them originated, worth $14m.
Its denial rate in the state was 20.4%, below the Ohio rate of 23.5% across all lenders and compared with the lender's national rate of 16.7%.
The median rate spread on its Ohio originations was 1.4 percentage points (state median 0.5).
Applications in the state were up 113% on 2023.
Compared with the state and the lender's national record
| Measure | In Ohio | Ohio, all lenders | A&D Mortgage LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 20.4% | 23.5% | 16.7% | 24.3% |
| Median rate spread, pp | 1.4 | 0.5 | 1.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 44.8% | 17.7% | 42.1% | 15.6% |
| Average originated loan | $191k | $218k | $351k | $329k |
| Home purchase share | 69.9% | 51.7% | 66.3% | 57.0% |
| FHA-insured share | 0.0% | 12.3% | 0.8% | 13.4% |
| VA-guaranteed share | 0.0% | 5.9% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateOhio, all lenders
Loan purpose and loan type in Ohio
By purpose
Home purchase 70% (51)Refinancing 5% (4)Cash-out refinancing 25% (18)
By type
Conventional 100% (73)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Ohio
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 30 | 17 | $2.3m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did A&D Mortgage LLC originate in Ohio in 2024?
73 loans totalling $14m, from 153 applications reported for properties in Ohio.
What is A&D Mortgage LLC's denial rate in Ohio?
20.4% of decided applications in Ohio were denied, against 23.5% for all lenders in the state and 16.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Ohio counties does A&D Mortgage LLC lend in most?
By originations: Cuyahoga County (17).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Ohio. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.