Lenders › A&D Mortgage LLC › Pennsylvania
A&D Mortgage LLC in Pennsylvania
HMDA record for properties in Pennsylvania, calendar year 2024. National record · Pennsylvania overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
A&D Mortgage LLC's 2024 HMDA record for Pennsylvania covers 330 applications, 141 of them originated, worth $34m.
Its denial rate in the state was 23.4%, close to the Pennsylvania rate of 24.2% across all lenders and compared with the lender's national rate of 16.7%.
The median rate spread on its Pennsylvania originations was 0.9 percentage points (state median 0.3).
Applications in the state were up 17% on 2023.
Compared with the state and the lender's national record
| Measure | In Pennsylvania | Pennsylvania, all lenders | A&D Mortgage LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 23.4% | 24.2% | 16.7% | 24.3% |
| Median rate spread, pp | 0.9 | 0.3 | 1.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 34.8% | 14.1% | 42.1% | 15.6% |
| Average originated loan | $243k | $226k | $351k | $329k |
| Home purchase share | 70.2% | 48.7% | 66.3% | 57.0% |
| FHA-insured share | 0.0% | 9.8% | 0.8% | 13.4% |
| VA-guaranteed share | 0.0% | 4.0% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in statePennsylvania, all lenders
Loan purpose and loan type in Pennsylvania
By purpose
Home purchase 70% (99)Refinancing 4% (5)Cash-out refinancing 26% (37)
By type
Conventional 100% (141)
Denial reasons as coded
Share of 44 denials in Pennsylvania by first denial reason coded (outlined bar: all lenders in the state).
Counties in Pennsylvania
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 73 | 29 | $5.1m | 31.0% |
| Delaware County | 28 | 12 | $2.4m | — |
| Monroe County | 25 | 12 | $2.9m | — |
| Bucks County | 27 | 11 | $4.5m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did A&D Mortgage LLC originate in Pennsylvania in 2024?
141 loans totalling $34m, from 330 applications reported for properties in Pennsylvania.
What is A&D Mortgage LLC's denial rate in Pennsylvania?
23.4% of decided applications in Pennsylvania were denied, against 24.2% for all lenders in the state and 16.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Pennsylvania counties does A&D Mortgage LLC lend in most?
By originations: Philadelphia County (29), Delaware County (12), Monroe County (12), Bucks County (11).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Pennsylvania. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.