Lenders › A&D Mortgage LLC › Virginia
A&D Mortgage LLC in Virginia
HMDA record for properties in Virginia, calendar year 2024. National record · Virginia overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
A&D Mortgage LLC's 2024 HMDA record for Virginia covers 198 applications, 100 of them originated, worth $37m.
Its denial rate in the state was 15.8%, below the Virginia rate of 22.1% across all lenders and compared with the lender's national rate of 16.7%.
The median rate spread on its Virginia originations was 0.5 percentage points (state median 0.3).
Applications in the state were up 148% on 2023.
Compared with the state and the lender's national record
| Measure | In Virginia | Virginia, all lenders | A&D Mortgage LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 15.8% | 22.1% | 16.7% | 24.3% |
| Median rate spread, pp | 0.5 | 0.3 | 1.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 24.3% | 16.5% | 42.1% | 15.6% |
| Average originated loan | $373k | $352k | $351k | $329k |
| Home purchase share | 81.0% | 55.8% | 66.3% | 57.0% |
| FHA-insured share | 3.0% | 11.7% | 0.8% | 13.4% |
| VA-guaranteed share | 0.0% | 16.4% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateVirginia, all lenders
Loan purpose and loan type in Virginia
By purpose
Home purchase 81% (81)Refinancing 3% (3)Cash-out refinancing 16% (16)
By type
Conventional 97% (97)FHA 3% (3)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Virginia
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Fairfax County | 50 | 29 | $12m | 18.9% |
| Prince William County | 28 | 10 | $5.0m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did A&D Mortgage LLC originate in Virginia in 2024?
100 loans totalling $37m, from 198 applications reported for properties in Virginia.
What is A&D Mortgage LLC's denial rate in Virginia?
15.8% of decided applications in Virginia were denied, against 22.1% for all lenders in the state and 16.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Virginia counties does A&D Mortgage LLC lend in most?
By originations: Fairfax County (29), Prince William County (10).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Virginia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.