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Lendage, LLC DBA Achieve Loans in Arizona

HMDA record for properties in Arizona, calendar year 2024. National record · Arizona overview

LEI 25490066WMF8ZMQXQB18
Reporting agency Department of Housing and Urban Development
State Arizona

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Arizona, Lendage, LLC DBA Achieve Loans reported 455 applications and 343 originations for 2024, $20m in all.

Its denial rate in the state was 12.9%, below the Arizona rate of 22.2% across all lenders and compared with the lender's national rate of 16.5%.

The median rate spread on its Arizona originations was 6.3 percentage points (state median 0.3).

Applications in the state were up 44% on 2023.

455applications in AZ, 20243.8% of the lender's total
343loans originated$20m
12.9%denial rateAZ all lenders 22.2%
6.3 ppmedian rate spreadAZ 0.3 pp

Compared with the state and the lender's national record

MeasureIn ArizonaArizona, all lendersLendage, LLC DBA Achieve Loans, all statesUnited States
Denial rate12.9%22.2%16.5%24.3%
Median rate spread, pp6.30.36.70.3
Originations with spread of 1.5 pp or more100.0%16.7%100.0%15.6%
Average originated loan$59k$353k$62k$329k
Home purchase share0.3%55.6%0.1%57.0%
FHA-insured share0.0%17.9%0.0%13.4%
VA-guaranteed share0.0%9.6%0.0%7.9%

Trend by year

ApplicationsOriginations

0227.54552023: 316 Applications2024: 455 Applications2023: 222 Originations2024: 343 Originations202220232024
Lendage, LLC DBA Achieve Loans in Arizona: applications and originations, 2022–2024

This lender in stateArizona, all lenders

0%12.3%24.6%2023: 15.8% This lender in state2024: 12.9% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Arizona

By purpose

Home purchase 0% (1)Home improvement 18% (62)Refinancing 12% (40)Other purpose 70% (240)

By type

Conventional 100% (343)

Denial reasons as coded

Debt-to-income ratio36.4%
Credit history20%
Other20%
Collateral9.1%
Unverifiable information9.1%
Credit application incomplete5.5%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Mortgage insurance denied0%

Share of 55 denials in Arizona by first denial reason coded (outlined bar: all lenders in the state).

Counties in Arizona

CountyApplicationsOriginationsAmountDenial rate
Maricopa County293221$14m13.3%
Pima County5740$2.3m17.6%
Pinal County4837$1.7m11.4%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lendage, LLC DBA Achieve Loans originate in Arizona in 2024?

343 loans totalling $20m, from 455 applications reported for properties in Arizona.

What is Lendage, LLC DBA Achieve Loans's denial rate in Arizona?

12.9% of decided applications in Arizona were denied, against 22.2% for all lenders in the state and 16.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Arizona counties does Lendage, LLC DBA Achieve Loans lend in most?

By originations: Maricopa County (221), Pima County (40), Pinal County (37).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arizona. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.