Lenders › Lendage, LLC DBA Achieve Loans › California
Lendage, LLC DBA Achieve Loans in California
HMDA record for properties in California, calendar year 2024. National record · California overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Lendage, LLC DBA Achieve Loans's 2024 HMDA record for California covers 1,201 applications, 812 of them originated, worth $58m.
Its denial rate in the state was 18.4%, below the California rate of 24.8% across all lenders and compared with the lender's national rate of 16.5%.
The median rate spread on its California originations was 6.6 percentage points (state median 0.4).
Applications in the state were up 50% on 2023.
Compared with the state and the lender's national record
| Measure | In California | California, all lenders | Lendage, LLC DBA Achieve Loans, all states | United States |
|---|---|---|---|---|
| Denial rate | 18.4% | 24.8% | 16.5% | 24.3% |
| Median rate spread, pp | 6.6 | 0.4 | 6.7 | 0.3 |
| Originations with spread of 1.5 pp or more | 100.0% | 19.9% | 100.0% | 15.6% |
| Average originated loan | $72k | $566k | $62k | $329k |
| Home purchase share | 0.0% | 51.2% | 0.1% | 57.0% |
| FHA-insured share | 0.0% | 11.4% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 4.8% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateCalifornia, all lenders
Loan purpose and loan type in California
By purpose
Home improvement 20% (163)Refinancing 14% (115)Other purpose 66% (534)
By type
Conventional 100% (812)
Denial reasons as coded
Share of 206 denials in California by first denial reason coded (outlined bar: all lenders in the state).
Counties in California
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 184 | 122 | $9.3m | 19.8% |
| Riverside County | 149 | 101 | $7.2m | 20.4% |
| San Bernardino County | 112 | 82 | $5.4m | 16.3% |
| Sacramento County | 84 | 55 | $3.8m | 19.0% |
| Fresno County | 70 | 50 | $3.0m | 18.5% |
| San Diego County | 65 | 45 | $3.6m | 18.0% |
| Contra Costa County | 46 | 34 | $2.7m | 11.6% |
| San Joaquin County | 46 | 28 | $2.0m | 16.7% |
| Kern County | 36 | 26 | $1.7m | 20.0% |
| Orange County | 47 | 25 | $2.5m | 20.9% |
| Placer County | 39 | 24 | $1.8m | 22.9% |
| Stanislaus County | 32 | 22 | $1.3m | 10.3% |
| Solano County | 29 | 22 | $1.4m | 13.8% |
| Tulare County | 32 | 20 | $1.1m | 17.9% |
| Alameda County | 27 | 19 | $1.9m | 11.5% |
| Ventura County | 25 | 17 | $1.3m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Lendage, LLC DBA Achieve Loans originate in California in 2024?
812 loans totalling $58m, from 1,201 applications reported for properties in California.
What is Lendage, LLC DBA Achieve Loans's denial rate in California?
18.4% of decided applications in California were denied, against 24.8% for all lenders in the state and 16.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which California counties does Lendage, LLC DBA Achieve Loans lend in most?
By originations: Los Angeles County (122), Riverside County (101), San Bernardino County (82), Sacramento County (55), Fresno County (50).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in California. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.