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Lendage, LLC DBA Achieve Loans in Indiana

HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview

LEI 25490066WMF8ZMQXQB18
Reporting agency Department of Housing and Urban Development
State Indiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Indiana, Lendage, LLC DBA Achieve Loans reported 480 applications and 373 originations for 2024, $19m in all.

Its denial rate in the state was 11.6%, below the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 16.5%.

The median rate spread on its Indiana originations was 6.9 percentage points (state median 0.5).

Applications in the state were up 46% on 2023.

480applications in IN, 20244.0% of the lender's total
373loans originated$19m
11.6%denial rateIN all lenders 21.5%
6.9 ppmedian rate spreadIN 0.5 pp

Compared with the state and the lender's national record

MeasureIn IndianaIndiana, all lendersLendage, LLC DBA Achieve Loans, all statesUnited States
Denial rate11.6%21.5%16.5%24.3%
Median rate spread, pp6.90.56.70.3
Originations with spread of 1.5 pp or more100.0%15.8%100.0%15.6%
Average originated loan$50k$216k$62k$329k
Home purchase share0.0%53.1%0.1%57.0%
FHA-insured share0.0%14.5%0.0%13.4%
VA-guaranteed share0.0%6.0%0.0%7.9%

Trend by year

ApplicationsOriginations

02404802023: 328 Applications2024: 480 Applications2023: 240 Originations2024: 373 Originations202220232024
Lendage, LLC DBA Achieve Loans in Indiana: applications and originations, 2022–2024

This lender in stateIndiana, all lenders

0%11.1%22.1%2023: 14.3% This lender in state2024: 11.6% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Indiana

By purpose

Home improvement 16% (61)Refinancing 15% (55)Other purpose 69% (257)

By type

Conventional 100% (373)

Denial reasons as coded

Debt-to-income ratio35.8%
Other26.4%
Credit history20.8%
Collateral11.3%
Credit application incomplete3.8%
Unverifiable information1.9%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Mortgage insurance denied0%

Share of 53 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Indiana

CountyApplicationsOriginationsAmountDenial rate
Marion County6755$2.8m6.3%
Hamilton County3630$1.9m8.6%
Hendricks County3330$1.6m3.1%
Lake County2822$1.0m14.8%
Allen County2721$995k18.5%
St. Joseph County2716$940k—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lendage, LLC DBA Achieve Loans originate in Indiana in 2024?

373 loans totalling $19m, from 480 applications reported for properties in Indiana.

What is Lendage, LLC DBA Achieve Loans's denial rate in Indiana?

11.6% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 16.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Indiana counties does Lendage, LLC DBA Achieve Loans lend in most?

By originations: Marion County (55), Hamilton County (30), Hendricks County (30), Lake County (22), Allen County (21).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.