Lenders › Lendage, LLC DBA Achieve Loans › Texas
Lendage, LLC DBA Achieve Loans in Texas
HMDA record for properties in Texas, calendar year 2024. National record · Texas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Lendage, LLC DBA Achieve Loans's 2024 HMDA record for Texas covers 1,200 applications, 774 of them originated, worth $63m.
Its denial rate in the state was 24.0%, below the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 16.5%.
The median rate spread on its Texas originations was 7.0 percentage points (state median 0.2).
Applications in the state were up 54% on 2023.
Compared with the state and the lender's national record
| Measure | In Texas | Texas, all lenders | Lendage, LLC DBA Achieve Loans, all states | United States |
|---|---|---|---|---|
| Denial rate | 24.0% | 26.0% | 16.5% | 24.3% |
| Median rate spread, pp | 7.0 | 0.2 | 6.7 | 0.3 |
| Originations with spread of 1.5 pp or more | 100.0% | 11.8% | 100.0% | 15.6% |
| Average originated loan | $81k | $350k | $62k | $329k |
| Home purchase share | 0.0% | 72.8% | 0.1% | 57.0% |
| FHA-insured share | 0.0% | 19.8% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 10.4% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateTexas, all lenders
Loan purpose and loan type in Texas
By purpose
Home improvement 20% (153)Refinancing 13% (102)Other purpose 67% (519)
By type
Conventional 100% (774)
Denial reasons as coded
Share of 271 denials in Texas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Texas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Harris County | 181 | 118 | $8.9m | 24.9% |
| Tarrant County | 102 | 62 | $5.2m | 25.3% |
| Bexar County | 74 | 59 | $4.8m | 12.5% |
| Fort Bend County | 89 | 49 | $4.5m | 31.3% |
| Collin County | 71 | 48 | $4.6m | 19.7% |
| Denton County | 74 | 46 | $3.9m | 24.3% |
| Montgomery County | 64 | 44 | $3.4m | 24.6% |
| Dallas County | 59 | 35 | $2.9m | 20.0% |
| El Paso County | 54 | 35 | $2.7m | 29.4% |
| Bell County | 32 | 26 | $1.9m | 12.9% |
| Travis County | 35 | 20 | $1.8m | 21.2% |
| Williamson County | 30 | 17 | $1.4m | 30.8% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Lendage, LLC DBA Achieve Loans originate in Texas in 2024?
774 loans totalling $63m, from 1,200 applications reported for properties in Texas.
What is Lendage, LLC DBA Achieve Loans's denial rate in Texas?
24.0% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 16.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Texas counties does Lendage, LLC DBA Achieve Loans lend in most?
By originations: Harris County (118), Tarrant County (62), Bexar County (59), Fort Bend County (49), Collin County (48).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.