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Connexus Credit Union in Wisconsin

HMDA record for properties in Wisconsin, calendar year 2024. National record · Wisconsin overview

LEI 2549007AU24FVDMNUB40
Reporting agency National Credit Union Administration
State Wisconsin

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Connexus Credit Union's 2024 HMDA record for Wisconsin covers 495 applications, 234 of them originated, worth $23m.

Its denial rate in the state was 36.8%, above the Wisconsin rate of 17.1% across all lenders and compared with the lender's national rate of 50.2%.

The median rate spread on its Wisconsin originations was -0.3 percentage points (state median 0.2).

Applications in the state were down 14% on 2023.

495applications in WI, 202421.7% of the lender's total
234loans originated$23m
36.8%denial rateWI all lenders 17.1%
-0.3 ppmedian rate spreadWI 0.2 pp

Compared with the state and the lender's national record

MeasureIn WisconsinWisconsin, all lendersConnexus Credit Union, all statesUnited States
Denial rate36.8%17.1%50.2%24.3%
Median rate spread, pp-0.30.2-1.20.3
Originations with spread of 1.5 pp or more10.4%11.0%10.1%15.6%
Average originated loan$100k$223k$118k$329k
Home purchase share13.2%46.3%9.9%57.0%
FHA-insured share0.0%5.6%0.0%13.4%
VA-guaranteed share0.0%4.3%0.0%7.9%

Trend by year

ApplicationsOriginations

02895782022: 60 Applications2023: 578 Applications2024: 495 Applications2022: 50 Originations2023: 255 Originations2024: 234 Originations202220232024
Connexus Credit Union in Wisconsin: applications and originations, 2022–2024

This lender in stateWisconsin, all lenders

0%18.6%37.3%2022: 6.9% This lender in state2023: 37.3% This lender in state2024: 36.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Wisconsin

By purpose

Home purchase 13% (31)Home improvement 29% (68)Refinancing 12% (29)Cash-out refinancing 16% (37)Other purpose 29% (69)

By type

Conventional 100% (234)

Denial reasons as coded

Debt-to-income ratio37.1%
Other30.9%
Credit history24.6%
Collateral4%
Employment history1.1%
Credit application incomplete1.1%
Insufficient cash (downpayment, closing costs)0.6%
Unverifiable information0.6%
Mortgage insurance denied0%

Share of 175 denials in Wisconsin by first denial reason coded (outlined bar: all lenders in the state).

Counties in Wisconsin

CountyApplicationsOriginationsAmountDenial rate
Marathon County7941$3.9m29.9%
Wood County5830$3.0m36.4%
Dane County4622$2.7m33.3%
Rusk County3720$960k32.4%
Price County3117$1.4m41.9%
Sauk County2714$1.6m33.3%
Portage County3313$1.1m37.5%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Connexus Credit Union originate in Wisconsin in 2024?

234 loans totalling $23m, from 495 applications reported for properties in Wisconsin.

What is Connexus Credit Union's denial rate in Wisconsin?

36.8% of decided applications in Wisconsin were denied, against 17.1% for all lenders in the state and 50.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Wisconsin counties does Connexus Credit Union lend in most?

By originations: Marathon County (41), Wood County (30), Dane County (22), Rusk County (20), Price County (17).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wisconsin. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.