RCB Bank reported 151 applications for homes in Kansas in the HMDA data of 2025.
It originated 117 loans in the state in 2025, for $23.6 million in total.
The median interest rate of these loans in 2025 was 6.134%, and the median of all lenders in Kansas was 6.500%.
The median total loan costs in 2025 were $3,104, and the state median was $3,885.
It denied 10.0% of the applications that it decided in the state in 2025, and the state denial rate was 18.3%.
Filed figures of RCB Bank in Kansas, 2025
Figure
In KS
Lender, all states
KS, all lenders
Applications
151
835
94,814
Loans originated
117
612
60,511
Median interest rate
6.134%
6.125%
6.500%
Median total loan costs
$3,104
$4,461
$3,885
Denial rate
10.0%
9.7%
18.3%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of RCB Bank in Kansas, 2025Each value has the median of all lenders in Kansas under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in KS
81
6.134%KS 6.500%
$3,104KS $3,885
$1,281KS $1,460
n/aKS $1,538
$98KS $391
−0.074KS 0.208
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.074 percentage points below the average prime offer rate. On a loan of $300,000, that is about $222 less a year, or $19 less a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Kansas. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of RCB Bank were in Kansas in 2025?
117 of its loans originated, out of 612 in all states. That is 19.1%.
In which counties of Kansas did RCB Bank originate the most loans in 2025?
The three with the most loans were Cowley County (43) and Sedgwick County (31).
Which loan types did RCB Bank originate in Kansas in 2025?
113 conventional, 3 FHA and 1 USDA.
How did the applications of RCB Bank in Kansas change from 2022 to 2025?
It reported 414 applications in 2022 and 151 in 2025.