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Hartford Federal Credit Union in Connecticut

HMDA record for properties in Connecticut, calendar year 2024. National record · Connecticut overview

LEI 2549009YMLXX9WQWPX05
Reporting agency National Credit Union Administration
State Connecticut

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Connecticut, Hartford Federal Credit Union reported 115 applications and 60 originations for 2024, $6.2m in all.

Its denial rate in the state was 36.8%, above the Connecticut rate of 23.7% across all lenders and compared with the lender's national rate of 36.8%.

Applications in the state were up 20% on 2023.

115applications in CT, 2024100.0% of the lender's total
60loans originated$6.2m
36.8%denial rateCT all lenders 23.7%
—median rate spreadCT 0.3 pp

Compared with the state and the lender's national record

MeasureIn ConnecticutConnecticut, all lendersHartford Federal Credit Union, all statesUnited States
Denial rate36.8%23.7%36.8%24.3%
Median rate spread, pp—0.3—0.3
Originations with spread of 1.5 pp or more—14.8%—15.6%
Average originated loan$103k$325k$103k$329k
Home purchase share5.0%52.6%5.0%57.0%
FHA-insured share0.0%9.1%0.0%13.4%
VA-guaranteed share0.0%3.5%0.0%7.9%

Trend by year

ApplicationsOriginations

082.51652022: 165 Applications2023: 96 Applications2024: 115 Applications2022: 103 Originations2023: 49 Originations2024: 60 Originations202220232024
Hartford Federal Credit Union in Connecticut: applications and originations, 2022–2024

This lender in stateConnecticut, all lenders

0%19.8%39.5%2022: 27% This lender in state2023: 39.5% This lender in state2024: 36.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Connecticut

By purpose

Home purchase 5% (3)Home improvement 43% (26)Refinancing 22% (13)Other purpose 30% (18)

By type

Conventional 100% (60)

Denial reasons as coded

Credit history48.6%
Debt-to-income ratio42.9%
Employment history2.9%
Collateral2.9%
Other2.9%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 35 denials in Connecticut by first denial reason coded (outlined bar: all lenders in the state).

Counties in Connecticut

CountyApplicationsOriginationsAmountDenial rate
Capitol Planning Region9952$4.9m34.2%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Hartford Federal Credit Union originate in Connecticut in 2024?

60 loans totalling $6.2m, from 115 applications reported for properties in Connecticut.

What is Hartford Federal Credit Union's denial rate in Connecticut?

36.8% of decided applications in Connecticut were denied, against 23.7% for all lenders in the state and 36.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Connecticut counties does Hartford Federal Credit Union lend in most?

By originations: Capitol Planning Region (52).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Connecticut. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.