Lender Register
HMDA year on file2025
Name of the lender

Homekey Mortgage, LLC in MissouriMortgage rates, total loan costs and denial rate for homes in Missouri, 2025

HMDA year2025
Head office
St. Louis, MO
Reporting agency
Consumer Financial Protection Bureau (CFPB)
Legal Entity Identifier (LEI)

Homekey Mortgage, LLC reported 217 applications for homes in Missouri in the HMDA data of 2025.

It originated 106 loans in the state in 2025, for $30.8 million in total.

The median interest rate of these loans in 2025 was 6.125%, and the median of all lenders in Missouri was 6.500%.

The median total loan costs in 2025 were $4,106, and the state median was $4,268.

It denied 1.9% of the applications that it decided in the state in 2025, and the state denial rate was 18.7%.

Filed figures of Homekey Mortgage, LLC in Missouri, 2025
FigureIn MOLender, all statesMO, all lenders
Applications217217234,238
Loans originated106106146,780
Median interest rate6.125%6.125%6.500%
Median total loan costs$4,106$4,106$4,268
Denial rate1.9%1.9%18.7%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.

The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on . The figures on this page are from the HMDA data of , the snapshot dataset.

PricingMedians of 2025 loans in MO

Pricing medians of Homekey Mortgage, LLC in Missouri, 2025Each value has the median of all lenders in Missouri under it.
LoansLoans in the mediansInterest rateTotal loan costsOrigination chargesDiscount points, of the loans with pointsLender credits, of the loans with creditsRate spread, points
All loans in MO1046.125%MO 6.500%$4,106MO $4,268$1,295MO $1,501n/aMO $1,600$1,000MO $5000.208MO 0.284

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.208 percentage points above the average prime offer rate. On a loan of $300,000, that is about $624 more a year, or $52 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Missouri by the action taken
Action takenRecordsShare
1Loan originated10648.8%
2Application approved but not accepted00.0%
3Application denied20.9%
4Application withdrawn by applicant10950.2%
5File closed for incompleteness00.0%
6Purchased loan00.0%
7Preapproval request denied00.0%
8Preapproval request approved but not accepted00.0%
Applications in Missouri by loan type
Loan typeApplicationsLoans originatedDenial rate
Conventional135731.4%
FHA-insured72332.9%
VA-guaranteed100n/a

Counties in Missouri

Counties of Homekey Mortgage, LLC in Missouri with 25 applications or more, 2025In order of the names.
CountyApplicationsLoans originatedAmountDenial rate
Jefferson County5632$9.7 million0.0%
St. Charles County9940$12.1 million4.8%
Warren County2720$5.0 millionn/a

Figures by year

Homekey Mortgage, LLC in Missouri by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
YearApplicationsLoans originatedAmountMedian interest rateMedian total loan costsDenial rate
2025217106$30.8 million6.125%$4,1061.9%
2024n/an/an/an/an/an/a
2023n/an/an/an/an/an/a
2022n/an/an/an/an/an/a

Official channelsLinks checked 2 Oct 2026

Cite this page

Page
Lender Register, "Homekey Mortgage, LLC in Missouri: mortgage rates, 2025", https://lenderregister.com/lender/254900a6rjo3hdswbd64-homekey-mortgage-llc/mo/
Source
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Missouri. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Homekey Mortgage, LLC were in Missouri in 2025?
106 of its loans originated, out of 106 in all states. That is 100.0%.
In which counties of Missouri did Homekey Mortgage, LLC originate the most loans in 2025?
The three with the most loans were St. Charles County (40), Jefferson County (32) and Warren County (20).
Which loan types did Homekey Mortgage, LLC originate in Missouri in 2025?
73 conventional and 33 FHA.
What share of the applications in Missouri did Homekey Mortgage, LLC report in 2025?
0.1%: 217 out of 234,238 applications of all lenders in the state.