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Great Midwest Bank SSB in Wisconsin

HMDA record for properties in Wisconsin, calendar year 2024. National record · Wisconsin overview

LEI 254900AG9OLNQOYN9650
Reporting agency Federal Deposit Insurance Corporation
State Wisconsin

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Great Midwest Bank SSB's 2024 HMDA record for Wisconsin covers 464 applications, 374 of them originated, worth $169m.

Its denial rate in the state was 6.7%, below the Wisconsin rate of 17.1% across all lenders and compared with the lender's national rate of 7.1%.

The median rate spread on its Wisconsin originations was 0.2 percentage points (state median 0.2).

Applications in the state were down 18% on 2023.

464applications in WI, 202494.9% of the lender's total
374loans originated$169m
6.7%denial rateWI all lenders 17.1%
0.2 ppmedian rate spreadWI 0.2 pp

Compared with the state and the lender's national record

MeasureIn WisconsinWisconsin, all lendersGreat Midwest Bank SSB, all statesUnited States
Denial rate6.7%17.1%7.1%24.3%
Median rate spread, pp0.20.20.20.3
Originations with spread of 1.5 pp or more9.3%11.0%9.2%15.6%
Average originated loan$453k$223k$463k$329k
Home purchase share75.9%46.3%76.2%57.0%
FHA-insured share0.0%5.6%0.0%13.4%
VA-guaranteed share0.0%4.3%0.0%7.9%

Trend by year

ApplicationsOriginations

0477.59552022: 955 Applications2023: 569 Applications2024: 464 Applications2022: 796 Originations2023: 475 Originations2024: 374 Originations202220232024
Great Midwest Bank SSB in Wisconsin: applications and originations, 2022–2024

This lender in stateWisconsin, all lenders

0%8.6%17.1%2022: 6.1% This lender in state2023: 7.1% This lender in state2024: 6.7% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Wisconsin

By purpose

Home purchase 76% (284)Home improvement 4% (14)Refinancing 12% (45)Cash-out refinancing 4% (16)Other purpose 4% (15)

By type

Conventional 100% (374)

Denial reasons as coded

Debt-to-income ratio40.7%
Credit history40.7%
Collateral7.4%
Insufficient cash (downpayment, closing costs)7.4%
Employment history3.7%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 27 denials in Wisconsin by first denial reason coded (outlined bar: all lenders in the state).

Counties in Wisconsin

CountyApplicationsOriginationsAmountDenial rate
Waukesha County179149$83m1.9%
Milwaukee County151110$34m11.9%
Ozaukee County3634$17m2.9%
Washington County3230$14m0.0%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Great Midwest Bank SSB originate in Wisconsin in 2024?

374 loans totalling $169m, from 464 applications reported for properties in Wisconsin.

What is Great Midwest Bank SSB's denial rate in Wisconsin?

6.7% of decided applications in Wisconsin were denied, against 17.1% for all lenders in the state and 7.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Wisconsin counties does Great Midwest Bank SSB lend in most?

By originations: Waukesha County (149), Milwaukee County (110), Ozaukee County (34), Washington County (30).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wisconsin. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.