Lenders › Easy Street Capital LLC › California
Easy Street Capital LLC in California
HMDA record for properties in California, calendar year 2024. National record · California overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In California, Easy Street Capital LLC reported 535 applications and 535 originations for 2024, $366m in all.
Its denial rate in the state was 0.0%, below the California rate of 24.8% across all lenders and compared with the lender's national rate of 0.0%.
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In California | California, all lenders | Easy Street Capital LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 0.0% | 24.8% | 0.0% | 24.3% |
| Median rate spread, pp | — | 0.4 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 19.9% | — | 15.6% |
| Average originated loan | $684k | $566k | $372k | $329k |
| Home purchase share | 0.0% | 51.2% | 0.0% | 57.0% |
| FHA-insured share | 0.0% | 11.4% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 4.8% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateCalifornia, all lenders
Loan purpose and loan type in California
By purpose
Other purpose 100% (535)
By type
Conventional 100% (535)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in California
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 203 | 203 | $155m | 0.0% |
| Orange County | 83 | 83 | $70m | 0.0% |
| Riverside County | 56 | 56 | $23m | 0.0% |
| San Diego County | 50 | 50 | $35m | 0.0% |
| San Bernardino County | 50 | 50 | $20m | 0.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Easy Street Capital LLC originate in California in 2024?
535 loans totalling $366m, from 535 applications reported for properties in California.
What is Easy Street Capital LLC's denial rate in California?
0.0% of decided applications in California were denied, against 24.8% for all lenders in the state and 0.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which California counties does Easy Street Capital LLC lend in most?
By originations: Los Angeles County (203), Orange County (83), Riverside County (56), San Diego County (50), San Bernardino County (50).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in California. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.