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RPE Home, Inc in Maryland

HMDA record for properties in Maryland, calendar year 2024. National record · Maryland overview

LEI 254900DSZI6CJXJL6Z14
Reporting agency Consumer Financial Protection Bureau
State Maryland

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Maryland, RPE Home, Inc reported 154 applications and 15 originations for 2024, $3.3m in all.

Its denial rate in the state was 62.1%, above the Maryland rate of 24.9% across all lenders and compared with the lender's national rate of 70.1%.

154applications in MD, 20241.7% of the lender's total
15loans originated$3.3m
62.1%denial rateMD all lenders 24.9%
—median rate spreadMD 0.3 pp

Compared with the state and the lender's national record

MeasureIn MarylandMaryland, all lendersRPE Home, Inc, all statesUnited States
Denial rate62.1%24.9%70.1%24.3%
Median rate spread, pp—0.3—0.3
Originations with spread of 1.5 pp or more—17.7%—15.6%
Average originated loan—$348k$256k$329k
Home purchase share80.0%56.2%88.1%57.0%
FHA-insured share0.0%14.6%0.0%13.4%
VA-guaranteed share0.0%10.0%0.0%7.9%

Trend by year

ApplicationsOriginations

0771542024: 154 Applications2024: 15 Originations202220232024
RPE Home, Inc in Maryland: applications and originations, 2022–2024

This lender in stateMaryland, all lenders

0%31.1%62.1%2024: 62.1% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Maryland

By purpose

Home purchase 80% (12)Refinancing 20% (3)

By type

Conventional 100% (15)

Denial reasons as coded

Credit history65.9%
Collateral22%
Insufficient cash (downpayment, closing costs)12.2%
Debt-to-income ratio0%
Employment history0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 41 denials in Maryland by first denial reason coded (outlined bar: all lenders in the state).

Counties in Maryland

CountyApplicationsOriginationsAmountDenial rate
Baltimore city507$1.2m57.7%
Baltimore County303$745k—
Prince George's County253$745k—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did RPE Home, Inc originate in Maryland in 2024?

15 loans totalling $3.3m, from 154 applications reported for properties in Maryland.

What is RPE Home, Inc's denial rate in Maryland?

62.1% of decided applications in Maryland were denied, against 24.9% for all lenders in the state and 70.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Maryland counties does RPE Home, Inc lend in most?

By originations: Baltimore city (7), Baltimore County (3), Prince George's County (3).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Maryland. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.