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RPE Home, Inc in Missouri

HMDA record for properties in Missouri, calendar year 2024. National record · Missouri overview

LEI 254900DSZI6CJXJL6Z14
Reporting agency Consumer Financial Protection Bureau
State Missouri

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

RPE Home, Inc's 2024 HMDA record for Missouri covers 224 applications, 33 of them originated, worth $6.7m.

Its denial rate in the state was 66.4%, above the Missouri rate of 19.9% across all lenders and compared with the lender's national rate of 70.1%.

224applications in MO, 20242.4% of the lender's total
33loans originated$6.7m
66.4%denial rateMO all lenders 19.9%
—median rate spreadMO 0.4 pp

Compared with the state and the lender's national record

MeasureIn MissouriMissouri, all lendersRPE Home, Inc, all statesUnited States
Denial rate66.4%19.9%70.1%24.3%
Median rate spread, pp—0.4—0.3
Originations with spread of 1.5 pp or more—14.1%—15.6%
Average originated loan$202k$231k$256k$329k
Home purchase share84.8%58.6%88.1%57.0%
FHA-insured share0.0%12.8%0.0%13.4%
VA-guaranteed share0.0%8.2%0.0%7.9%

Trend by year

ApplicationsOriginations

01122242024: 224 Applications2024: 33 Originations202220232024
RPE Home, Inc in Missouri: applications and originations, 2022–2024

This lender in stateMissouri, all lenders

0%33.2%66.4%2024: 66.4% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Missouri

By purpose

Home purchase 85% (28)Refinancing 15% (5)

By type

Conventional 100% (33)

Denial reasons as coded

Credit history63.6%
Collateral24.7%
Insufficient cash (downpayment, closing costs)11.7%
Debt-to-income ratio0%
Employment history0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 77 denials in Missouri by first denial reason coded (outlined bar: all lenders in the state).

Counties in Missouri

CountyApplicationsOriginationsAmountDenial rate
St. Louis city4915$4.0m34.6%
St. Louis County789$1.4m71.1%
Jackson County454$540k—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did RPE Home, Inc originate in Missouri in 2024?

33 loans totalling $6.7m, from 224 applications reported for properties in Missouri.

What is RPE Home, Inc's denial rate in Missouri?

66.4% of decided applications in Missouri were denied, against 19.9% for all lenders in the state and 70.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Missouri counties does RPE Home, Inc lend in most?

By originations: St. Louis city (15), St. Louis County (9), Jackson County (4).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Missouri. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.