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RPE Home, Inc in New York

HMDA record for properties in New York, calendar year 2024. National record · New York overview

LEI 254900DSZI6CJXJL6Z14
Reporting agency Consumer Financial Protection Bureau
State New York

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In New York, RPE Home, Inc reported 371 applications and 25 originations for 2024, $8.0m in all.

Its denial rate in the state was 78.0%, above the New York rate of 25.4% across all lenders and compared with the lender's national rate of 70.1%.

371applications in NY, 20244.0% of the lender's total
25loans originated$8.0m
78.0%denial rateNY all lenders 25.4%
—median rate spreadNY 0.3 pp

Compared with the state and the lender's national record

MeasureIn New YorkNew York, all lendersRPE Home, Inc, all statesUnited States
Denial rate78.0%25.4%70.1%24.3%
Median rate spread, pp—0.3—0.3
Originations with spread of 1.5 pp or more—15.0%—15.6%
Average originated loan$318k$446k$256k$329k
Home purchase share92.0%55.3%88.1%57.0%
FHA-insured share0.0%7.4%0.0%13.4%
VA-guaranteed share0.0%2.4%0.0%7.9%

Trend by year

ApplicationsOriginations

0185.53712024: 371 Applications2024: 25 Originations202220232024
RPE Home, Inc in New York: applications and originations, 2022–2024

This lender in stateNew York, all lenders

0%39%78%2024: 78% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in New York

By purpose

Home purchase 92% (23)Refinancing 8% (2)

By type

Conventional 100% (25)

Denial reasons as coded

Credit history58%
Insufficient cash (downpayment, closing costs)22.9%
Collateral19.1%
Debt-to-income ratio0%
Employment history0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 131 denials in New York by first denial reason coded (outlined bar: all lenders in the state).

Counties in New York

CountyApplicationsOriginationsAmountDenial rate
Suffolk County472$720k—
Monroe County311$85k—
Westchester County251$785k—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did RPE Home, Inc originate in New York in 2024?

25 loans totalling $8.0m, from 371 applications reported for properties in New York.

What is RPE Home, Inc's denial rate in New York?

78.0% of decided applications in New York were denied, against 25.4% for all lenders in the state and 70.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which New York counties does RPE Home, Inc lend in most?

By originations: Suffolk County (2), Monroe County (1), Westchester County (1).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New York. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.