Lender Register

Lenders › RPE Home, Inc › Pennsylvania

RPE Home, Inc in Pennsylvania

HMDA record for properties in Pennsylvania, calendar year 2024. National record · Pennsylvania overview

LEI 254900DSZI6CJXJL6Z14
Reporting agency Consumer Financial Protection Bureau
State Pennsylvania

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Pennsylvania, RPE Home, Inc reported 418 applications and 52 originations for 2024, $11m in all.

Its denial rate in the state was 63.3%, above the Pennsylvania rate of 24.2% across all lenders and compared with the lender's national rate of 70.1%.

418applications in PA, 20244.5% of the lender's total
52loans originated$11m
63.3%denial ratePA all lenders 24.2%
—median rate spreadPA 0.3 pp

Compared with the state and the lender's national record

MeasureIn PennsylvaniaPennsylvania, all lendersRPE Home, Inc, all statesUnited States
Denial rate63.3%24.2%70.1%24.3%
Median rate spread, pp—0.3—0.3
Originations with spread of 1.5 pp or more—14.1%—15.6%
Average originated loan$213k$226k$256k$329k
Home purchase share76.9%48.7%88.1%57.0%
FHA-insured share0.0%9.8%0.0%13.4%
VA-guaranteed share0.0%4.0%0.0%7.9%

Trend by year

ApplicationsOriginations

02094182024: 418 Applications2024: 52 Originations202220232024
RPE Home, Inc in Pennsylvania: applications and originations, 2022–2024

This lender in statePennsylvania, all lenders

0%31.6%63.3%2024: 63.3% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Pennsylvania

By purpose

Home purchase 77% (40)Refinancing 23% (12)

By type

Conventional 100% (52)

Denial reasons as coded

Credit history62.2%
Collateral26.9%
Insufficient cash (downpayment, closing costs)10.9%
Debt-to-income ratio0%
Employment history0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 119 denials in Pennsylvania by first denial reason coded (outlined bar: all lenders in the state).

Counties in Pennsylvania

CountyApplicationsOriginationsAmountDenial rate
Philadelphia County14317$4.4m59.0%
Allegheny County496$1.6m—
Delaware County333$575k—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did RPE Home, Inc originate in Pennsylvania in 2024?

52 loans totalling $11m, from 418 applications reported for properties in Pennsylvania.

What is RPE Home, Inc's denial rate in Pennsylvania?

63.3% of decided applications in Pennsylvania were denied, against 24.2% for all lenders in the state and 70.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Pennsylvania counties does RPE Home, Inc lend in most?

By originations: Philadelphia County (17), Allegheny County (6), Delaware County (3).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Pennsylvania. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.