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RPE Home, Inc in South Carolina

HMDA record for properties in South Carolina, calendar year 2024. National record · South Carolina overview

LEI 254900DSZI6CJXJL6Z14
Reporting agency Consumer Financial Protection Bureau
State South Carolina

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

RPE Home, Inc's 2024 HMDA record for South Carolina covers 203 applications, 22 of them originated, worth $6.3m.

Its denial rate in the state was 75.0%, above the South Carolina rate of 25.2% across all lenders and compared with the lender's national rate of 70.1%.

203applications in SC, 20242.2% of the lender's total
22loans originated$6.3m
75.0%denial rateSC all lenders 25.2%
—median rate spreadSC 0.3 pp

Compared with the state and the lender's national record

MeasureIn South CarolinaSouth Carolina, all lendersRPE Home, Inc, all statesUnited States
Denial rate75.0%25.2%70.1%24.3%
Median rate spread, pp—0.3—0.3
Originations with spread of 1.5 pp or more—15.5%—15.6%
Average originated loan—$296k$256k$329k
Home purchase share86.4%62.8%88.1%57.0%
FHA-insured share0.0%16.5%0.0%13.4%
VA-guaranteed share0.0%12.9%0.0%7.9%

Trend by year

ApplicationsOriginations

0101.52032024: 203 Applications2024: 22 Originations202220232024
RPE Home, Inc in South Carolina: applications and originations, 2022–2024

This lender in stateSouth Carolina, all lenders

0%37.5%75%2024: 75% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in South Carolina

By purpose

Home purchase 86% (19)Refinancing 14% (3)

By type

Conventional 100% (22)

Denial reasons as coded

Credit history64.1%
Collateral25.6%
Insufficient cash (downpayment, closing costs)9%
Unverifiable information1.3%
Debt-to-income ratio0%
Employment history0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 78 denials in South Carolina by first denial reason coded (outlined bar: all lenders in the state).

Counties in South Carolina

CountyApplicationsOriginationsAmountDenial rate
Greenville County293$705k—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did RPE Home, Inc originate in South Carolina in 2024?

22 loans totalling $6.3m, from 203 applications reported for properties in South Carolina.

What is RPE Home, Inc's denial rate in South Carolina?

75.0% of decided applications in South Carolina were denied, against 25.2% for all lenders in the state and 70.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which South Carolina counties does RPE Home, Inc lend in most?

By originations: Greenville County (3).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in South Carolina. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.