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Mjw Financial LLC DBA Mjw Mortgage in Indiana

HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview

LEI 254900F3ZV3WV1ADSM47
Reporting agency Department of Housing and Urban Development
State Indiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Indiana, Mjw Financial LLC DBA Mjw Mortgage reported 1,658 applications and 1,258 originations for 2024, $368m in all.

Its denial rate in the state was 2.6%, below the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 2.5%.

The median rate spread on its Indiana originations was 0.4 percentage points (state median 0.5).

Applications in the state were up 7% on 2023.

1,658applications in IN, 202498.9% of the lender's total
1,258loans originated$368m
2.6%denial rateIN all lenders 21.5%
0.4 ppmedian rate spreadIN 0.5 pp

Compared with the state and the lender's national record

MeasureIn IndianaIndiana, all lendersMjw Financial LLC DBA Mjw Mortgage, all statesUnited States
Denial rate2.6%21.5%2.5%24.3%
Median rate spread, pp0.40.50.40.3
Originations with spread of 1.5 pp or more2.6%15.8%2.7%15.6%
Average originated loan$293k$216k$293k$329k
Home purchase share87.5%53.1%87.5%57.0%
FHA-insured share17.9%14.5%17.9%13.4%
VA-guaranteed share6.1%6.0%6.2%7.9%

Trend by year

ApplicationsOriginations

09111,8222022: 1,822 Applications2023: 1,553 Applications2024: 1,658 Applications2022: 1,307 Originations2023: 1,155 Originations2024: 1,258 Originations202220232024
Mjw Financial LLC DBA Mjw Mortgage in Indiana: applications and originations, 2022–2024

This lender in stateIndiana, all lenders

0%11.1%22.1%2022: 4.4% This lender in state2023: 1.9% This lender in state2024: 2.6% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Indiana

By purpose

Home purchase 88% (1,101)Home improvement 0% (1)Refinancing 9% (117)Cash-out refinancing 3% (37)Other purpose 0% (2)

By type

Conventional 75% (942)FHA 18% (225)VA 6% (77)USDA 1% (14)

Denial reasons as coded

Debt-to-income ratio36.4%
Collateral15.2%
Credit history12.1%
Unverifiable information12.1%
Other12.1%
Employment history9.1%
Insufficient cash (downpayment, closing costs)3%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 33 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Indiana

CountyApplicationsOriginationsAmountDenial rate
Marion County600466$128m3.1%
Hamilton County308237$94m1.3%
Hendricks County129104$30m1.9%
Johnson County9872$25m1.4%
Hancock County8458$16m3.3%
Howard County6249$8.7m2.0%
Madison County5238$7.8m2.6%
Boone County5136$13m2.7%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Mjw Financial LLC DBA Mjw Mortgage originate in Indiana in 2024?

1,258 loans totalling $368m, from 1,658 applications reported for properties in Indiana.

What is Mjw Financial LLC DBA Mjw Mortgage's denial rate in Indiana?

2.6% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 2.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Indiana counties does Mjw Financial LLC DBA Mjw Mortgage lend in most?

By originations: Marion County (466), Hamilton County (237), Hendricks County (104), Johnson County (72), Hancock County (58).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.