Oklahoma Educators Credit Union reported 141 applications for homes in Oklahoma in the HMDA data of 2025.
It originated 87 loans in the state in 2025, for $11.1 million in total.
The median interest rate of these loans in 2025 was 6.975%, and the median of all lenders in Oklahoma was 6.500%.
The median total loan costs in 2025 were $4,141, and the state median was $6,206.
It denied 16.2% of the applications that it decided in the state in 2025, and the state denial rate was 22.9%.
Filed figures of Oklahoma Educators Credit Union in Oklahoma, 2025
Figure
In OK
Lender, all states
OK, all lenders
Applications
141
142
140,899
Loans originated
87
87
79,051
Median interest rate
6.975%
6.975%
6.500%
Median total loan costs
$4,141
$4,141
$6,206
Denial rate
16.2%
16.2%
22.9%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of Oklahoma Educators Credit Union in Oklahoma, 2025Each value has the median of all lenders in Oklahoma under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in OK
53
6.975%OK 6.500%
$4,141OK $6,206
$1,294OK $1,879
n/aOK $2,068
n/aOK $234
1.072OK 0.258
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 1.072 percentage points above the average prime offer rate. On a loan of $300,000, that is about $3,216 more a year, or $268 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Oklahoma. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of Oklahoma Educators Credit Union were in Oklahoma in 2025?
87 of its loans originated, out of 87 in all states. That is 100.0%.
In which counties of Oklahoma did Oklahoma Educators Credit Union originate the most loans in 2025?
The three with the most loans were Oklahoma County (28) and Cleveland County (17).
Which loan types did Oklahoma Educators Credit Union originate in Oklahoma in 2025?
All its loans in the state were of one type: 87 conventional.
How did the applications of Oklahoma Educators Credit Union in Oklahoma change from 2022 to 2025?
It reported 217 applications in 2022 and 141 in 2025.