Lenders › Lima One Capital, LLC › Florida
Lima One Capital, LLC in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Florida, Lima One Capital, LLC reported 771 applications and 420 originations for 2024, $173m in all.
Its denial rate in the state was 28.9%, close to the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 26.1%.
Applications in the state were up 95% on 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | Lima One Capital, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 28.9% | 29.0% | 26.1% | 24.3% |
| Median rate spread, pp | — | 0.3 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 16.4% | — | 15.6% |
| Average originated loan | $412k | $359k | $343k | $329k |
| Home purchase share | 30.7% | 62.9% | 41.8% | 57.0% |
| FHA-insured share | 0.0% | 17.7% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 9.5% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
Home purchase 31% (129)Refinancing 43% (182)Cash-out refinancing 26% (109)
By type
Conventional 100% (420)
Denial reasons as coded
Share of 171 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).
Counties in Florida
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Orange County | 53 | 33 | $13m | 21.4% |
| Duval County | 45 | 29 | $10m | 25.6% |
| Brevard County | 38 | 29 | $10m | 6.5% |
| Pinellas County | 39 | 28 | $14m | 20.0% |
| Sarasota County | 36 | 25 | $7.5m | 21.9% |
| Lee County | 47 | 24 | $10m | 31.4% |
| Charlotte County | 32 | 20 | $10m | 23.1% |
| Marion County | 29 | 20 | $4.0m | 20.0% |
| Miami-Dade County | 48 | 19 | $14m | 47.2% |
| Broward County | 51 | 16 | $8.9m | 46.7% |
| Volusia County | 29 | 14 | $2.2m | — |
| Palm Beach County | 32 | 11 | $6.3m | — |
| Hillsborough County | 31 | 11 | $6.7m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Lima One Capital, LLC originate in Florida in 2024?
420 loans totalling $173m, from 771 applications reported for properties in Florida.
What is Lima One Capital, LLC's denial rate in Florida?
28.9% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 26.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does Lima One Capital, LLC lend in most?
By originations: Orange County (33), Duval County (29), Brevard County (29), Pinellas County (28), Sarasota County (25).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.